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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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I loaned my caregiver money and put her on my checking account to pay bills but when I was admitted to the hospital she used the account for her wants. Doesn’t her employer required to take her to repay her theft?
I’m sorry you gave this person access to your money. Clearly the person didn’t deserve your trust. You’ll likely never get what you’ve lost back, but take steps immediately to stop it from happening again. Do report it to her employer, they should know what a dishonest person they hired
Most definitely explain to the agency she works for. They will fire for the fact that she allowed her name to be put on a client's bank account. They're very strict about that kind of thing and well they should be.
Not theft. Sounds like you gave her Carte Blanche to your account. Remove her from your account NOW!! Change all passwords that she has knowledge of. Any money you “loaned” her is probably never going to be repaid. Expensive lesson. You can try to recoup the money IF you had the loan written down with the particulars as to how much and when the loan was to be repaid. But unless it was a large sum the lawyer will cost more than you would get back
You asked a similar question a while back. We answered you then that loaning your aide money was not wise and that the agency was not responsible to pay it back.
Do you have any family? If so you need to get them involved. You also need another aide. As said before, its unprofessional for the aide to ask for a loan and have anything to do with a clients finances. I would call Adult Protection Services and ask if they can help you get out of the situation you are now in. I believe that you should also tell the agency what has happened. This aide should not be working with Vulnerable adults.
I know you may be embarrassed by all this, but you need help in reversing it.
You apparently added a "caregiver " to your account. Go to your bank at once and remove her name. Then go to see an elder law attorney and work to get this ironed out. You have posted about this some time ago, and apparently it is still going on. You need to see a Lawyer, or contact APS to open a case for you NOW.
No, the agency is not required to payback money that you gave her access to outside scope of job responsibilities. But you can file a police report for theft, although you adding her to bank account complicates things. She could say you told her it was ok. Call the police to find out next steps.
What theft? Filing a false police report is a crime. The OP wasn’t stolen from. She made a bad decision here. She added the caregiver to her account. You should never do that. They become joint owner.
Could this be a case of financial abuse? Sounds like it was all caregiver's idea and there was some convincing involved. My DH is a signer for an elder and he's fine with it because it makes elder feel better to have him involved (even though her financials are relatively simple). I, on the other hand, do worry about this arrangement because I fear that elder will forget she wanted this in the first place and/or someone will convince elder that her money isn't being watched or that my DH needs to be "watched." My DH is as honest as they come, but having to prove that would be gut-wrenching and time-consuming. Putting someone else on a bank account might not be a good thing for either party (depending on the people).
This might be morally wrong, but it isn't financial abuse. This guy had a joint bank account with someone. The person he shares this bank account with withdrew money. He claims he loaned the caregiver money that she won't pay back. Any proof like a cancelled check with the memo line stating a payback date? Or an IOU? Nope. The poster is coherent and is obviously in his right mind. If he wasn't he would not be able to be on this forum posting about what happened to him.
You are are coherent and obviously able to use technology otherwise you would not be able to post here on this forum. So, I'm going to assume that you are in your right mind and it's not so riddled by dementia that you don't know what day it is. There's a wise old saying that apparently applies well to you.
A fool and their money are soon parted.
You don't put some agency hired caregiver's name on your bank account because they're going to write checks. Why should the agency she works for reimburse you? She didn't steal anything. You put her name on your account and that turns it into a joint account so that's her money as well as yours. As for the loaning of money that she isn't paying back. Unless you've got proof in writing of a loan and when it's to be paid back, you didn't loan her anything. More likely than your agency caregiver committing a crime, is you were probably in a relationship with her that went beyond the professional caregiver/client one. And then she screwed you on the money. I truly think you would do well to petition the probate court in whatever city/town and ask them to appoint a conservator over you and your finances. They have to answer to the court periodically so no one will rip you off.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Remove her from your account NOW!!
Change all passwords that she has knowledge of.
Any money you “loaned” her is probably never going to be repaid. Expensive lesson. You can try to recoup the money IF you had the loan written down with the particulars as to how much and when the loan was to be repaid. But unless it was a large sum the lawyer will cost more than you would get back
If you have a Social Worker, see if you can get a financial fiduciary.
You asked a similar question a while back. We answered you then that loaning your aide money was not wise and that the agency was not responsible to pay it back.
Do you have any family? If so you need to get them involved. You also need another aide. As said before, its unprofessional for the aide to ask for a loan and have anything to do with a clients finances. I would call Adult Protection Services and ask if they can help you get out of the situation you are now in. I believe that you should also tell the agency what has happened. This aide should not be working with Vulnerable adults.
I know you may be embarrassed by all this, but you need help in reversing it.
The poster is coherent and is obviously in his right mind. If he wasn't he would not be able to be on this forum posting about what happened to him.
There's a wise old saying that apparently applies well to you.
A fool and their money are soon parted.
You don't put some agency hired caregiver's name on your bank account because they're going to write checks. Why should the agency she works for reimburse you? She didn't steal anything. You put her name on your account and that turns it into a joint account so that's her money as well as yours.
As for the loaning of money that she isn't paying back. Unless you've got proof in writing of a loan and when it's to be paid back, you didn't loan her anything. More likely than your agency caregiver committing a crime, is you were probably in a relationship with her that went beyond the professional caregiver/client one. And then she screwed you on the money.
I truly think you would do well to petition the probate court in whatever city/town and ask them to appoint a conservator over you and your finances. They have to answer to the court periodically so no one will rip you off.