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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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OK....I think as a CG myself for 7 years now, I am as sympathetic/empathetic as anyone else on this forum BUT way back when my Mom's decline became evident, I made a point of educating myself in every way possible re: options, programs, dementia, etc.....so....rms....sorry, but your post exhibits 2 of my biggest pet peeves....therefore, I apologise if this seems harsh, BUT...
#1. You are obviously literate and have access to the internet. Do you seriously not have even a basic understanding of the difference between Medicare and Medicaid??? Or....do you not understand either program?.... Pet Peeve: So many posters who do not understand that these are 2 different programs and even use both terms interchangably....
#2. Related to #1......Cannot agree more strongly with Mistyanne7 who was exactly right and to-the-point.....Pet Peeve: Posters who want to "take" and "enjoy" their so-called inheritance (which really does not exist until the LO is dead and gone) NOW....and then have Medicaid (taxpayers) pay for care for their LO. Esp. a recent poster who gloated about how their father took out some huge reverse mtg. (worth more than now actual value of house and apparently before 5 year look back) gave all proceeds to his kids, then applied for Medicaid.....seriously??!!
OK, rms....in fairness, at least you asked first. But do yourself a favor and at least learn the difference between Medicare and Medicaid.
No, first, as flyer stated Medicaid has a 5 year look back policy. But, and I think more importantly, it's wrong, essentially you are asking if you should try to keep your parents money that should be used for their care and instead use taxpayer money to care for them. That $20k won't go very far if they need nursing care, but that's what should be used before the taxpayers are asked to pay.
Do you mean Medicaid? With Medicaid helping your parents pay for care, Medicaid will look back 5 years to see what your parents did with their money. If Medicaid sees that your parents had "gifted" assets to others, that will be a red flag for them, thus medicaid could disqualify your parents for a number of months.... thus your parents would need to be self-pay if they go into a continuing care facility.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
#1. You are obviously literate and have access to the internet. Do you seriously not have even a basic understanding of the difference between Medicare and Medicaid??? Or....do you not understand either program?.... Pet Peeve: So many posters who do not understand that these are 2 different programs and even use both terms interchangably....
#2. Related to #1......Cannot agree more strongly with Mistyanne7 who was exactly right and to-the-point.....Pet Peeve: Posters who want to "take" and "enjoy" their so-called inheritance (which really does not exist until the LO is dead and gone) NOW....and then have Medicaid (taxpayers) pay for care for their LO. Esp. a recent poster who gloated about how their father took out some huge reverse mtg. (worth more than now actual value of house and apparently before 5 year look back) gave all proceeds to his kids, then applied for Medicaid.....seriously??!!
OK, rms....in fairness, at least you asked first. But do yourself a favor and at least learn the difference between Medicare and Medicaid.