My 94 year old mother still drives... SHORT distances and always in the daytime and along known routes. However, she just told me about having to pay a huge car insurance payment... and that's because she hit a mail box and later a garbage can, in the past two years... and notified her insurance about repairs, etc. So, of course, they JACKED up the cost of her insurance. But that's not my question... it's... have any of you had a senior who drives get into a more serious or problematic accident involving another car and driver... and what happens? What are the possible ramifications legally, financially, etc. etc. (P.S. I fear that the ONLY way my mother will give up driving her car is WHEN she has a more serious accident... and oh... oh.. what if someone else is hurt? I can handle her getting hurt, as in I know only a crisis will EVER get my extremely strong-willed mother to make any changes... However, if she's the cause of another person being hurt... I don't know what that would mean to her financially. And believe me, I would NEVER allow MYSELF to be in the same situation, where what I want would jeopardize other's welfare... But my mother is nothing like me.. Everything is always about HER and what SHE wants and HOW she wants it... *sigh*) - Thank you for any insight you might have... = Suzi
It's such a serious risk, I wouldn't hesitate to take action. The benefit is not worth the risks.
I told my Dad if he is in an accident and it is his fault and someone is seriously injured or killed, he could lose his house, his savings account, his checking account, and all his stocks and bonds, all the money they saved for decades and decades... then what he and Mom have to live off of? Well, that got Dad's attention, he then decided not to try to drive again.
Of course, this could happen to any driver of any age when they aren't paying full time and attention.
Finally - about 3 weeks or so later, her neighbor called me, frantic, and said I "had to come down and take her care away NOW" because she kept driving. The neighbor would stop her as much as possible, but she couldn't be there all the time to prevent it. Anyway, removing the car immediately took another several days since I work, and couldn't get down there until the weekend.
My husband and I went down, and did the quickest visit known to man. He said hi, while I found her car key. I distracted her, gave him the key, and he took the car, and drove it away. I told her I had to run, and by the way, Andrew just took her car in for servicing since "you're not allowed to drive right now anyway". Sorry I have to run, I'll talk to you later.... and I was outa there!
She called nonstop for a few more weeks, confused and angry, demanding her car back. I had arranged home care and transportation for her as soon as I received the letter from the DMV, so she wasn't inconvenienced in any way, but she was livid.
Personally, I needed some time and space to get over this whole ordeal, so I didn't respond to her calls, and didn't call her for a good two months (keeping in regular contact with her neighbor and home care people). It wasn't until a few days ago, that she called me, and I answered. She had another question about something else, and didn't mention the car at all. I'm still keeping contact to the minimum, just in case. She is safe and looked after, I'm looking after all of her affairs from a distance that's emotionally safe for me, she seems to be getting over the whole car saga -- and her community is safer too, with one less dangerous driver on the roads. Thank goodness....
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