Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I think it all depends on how you look at it. My mother is in a memory care facility. She has been there a year now. She receives excellent care...that is what we want as we can't handle her needs at home plus we have to work for our own needs and support.
The first 4 years of my mother's care is being paid by her LTC @ 100% depending on her care level of needs. So far the policy is cover the 100%. My mother is progressing slowly and I believe she will be with us in another 3 years. After the policy runs out, the money will come out of the trust. This is the money that is from investments my parents employers did for all the employees...401K's, profit shares, stocks, etc.
Since both my parents ended up with Alzheimer's which is heartbreaking for us as a family to go through twice....In my humble opinion...this is what this money is for....their care...and best care their money can pay for.
Your question...will your parents receive the care they deserve....in my parents case YES!! Will their wealth be eaten up by care facilities...as long as they are getting excellent care...then YES!!!
Do I receive an inheritance in the end...probably not... but it is my parents money to be spent on them...not to be given to me.
My question is....who else is going to pay for their care????
"Will your parents receive the care they deserve and not have their life time of wealth eaten up by care facilities ?"
Or, to ask the question another way: will your parents receive excellent care and not have to pay for it?
The question is phrased as though this is a motherhood and apple pie issue; as though we're all in favour of the outcome where society's elders are cherished and all of the services that contribute to that - the time, the facilities, the training and skills - are somehow cost-free.
Well, don't be silly. If I or you or your parents or anyone else live long beyond the point at which I or you or they are economically productive, then living costs have to be funded from that "life time of wealth" you mention. Obviously. What else do you think should happen?
My mother received the care she deserved at home and then in a nursing home without eating up much of her wealth due to a very good long term care policy. She died last October at age 82 after 4 years in the nursing home.
My dad has a similar policy with the same company. He is 89 and only now needs to go to assisted living which will take place soon.
My parents were born in 1919 &1922.. My Dad 19' passed in 2001, my Mom moved in with me and has dementia.. They had 7 children me being the youngest...
They like many others never went to college.. My Dad's father died when he was 4 his Mom died when he was 13. They had nothing! My Dad lived with his oldest brother/SIL. When Dad was 17 he graduated HS and joined the CCC's.. Mom hasn't worked since she got married in 1946..
Long story short they raised 7 kids and had NO Lifetime of Wealth. We weren't rich or middle class but we survived..
Assisted living is not an option for my Mom.. She only has SSI and it's not much!! But you can believe if she had the money I would have encouraged her to move to ALF and spend every dime she had...
Chris, sounds like you may be planning on an inheritance. Their assets are theirs and intended to pay for their care whether that be in a facility or home taken care of by homes care agencies or a family member. Do your parents need help now? Who is providing that care?
I'm 62 and my kids better darn well spend it on my care and not some foolishness. I didn't work all my life to see my kids pixx it all away. I want a nice room with three meals and quiet music. I don't want to die listening to Hip Hop Rap Heavy Metal and whatever coming through a subwoofer that rattles my rocking chair. Please.
Hey, I'm not laughing at Pam. That is what I expect, too. And I have solemnly promised each son and each step-daughter that if I wind up somewhere I have to hear multiple television sets blaring each day I WILL find a way to come back and haunt them!
My mother is getting the care she deserves ... to the extent that is possible with today's knowledge and technology. My parents' "wealth" was totally used up raising 7 children and supporting themselves very modestly until more care was needed than children could provide. Now taxpayers are covering the portion that her own "wealth" won't cover. If she had more personal wealth it would not impact her care much -- just who pays for it.
My own "wealth" such as it was was largely eaten up caring for my husband during his 10 years of dementia. I even needed taxpayer help to do it. My first goal is to support myself for the next 30 years without needed taxpayer subsidies. I have long term care insurance but it will not be enough and I cannot afford now to increase it. So I have no real idea what will happen if I need significant care in my last years. My children know they will inherit equally anything that is left, and they also know there is not apt to be anything left.
I think that the concept of accumulating wealth to pass on does not apply to the vast majority of folks who work for a living. Not with people living 30 years past their earning period.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
My mother is in a memory care facility. She has been there a year now. She receives excellent care...that is what we want as we can't handle her needs at home plus we have to work for our own needs and support.
The first 4 years of my mother's care is being paid by her LTC @ 100% depending on her care level of needs. So far the policy is cover the 100%. My mother is progressing slowly and I believe she will be with us in another 3 years. After the policy runs out, the money will come out of the trust. This is the
money that is from investments my parents employers did for all the employees...401K's, profit shares, stocks, etc.
Since both my parents ended up with Alzheimer's which is heartbreaking for us as a family to go through twice....In my humble opinion...this is what this money is for....their care...and best care their money can pay for.
Your question...will your parents receive the care they deserve....in my parents case YES!!
Will their wealth be eaten up by care facilities...as long as they are getting excellent care...then YES!!!
Do I receive an inheritance in the end...probably not... but it is my parents money to be spent on them...not to be given to me.
My question is....who else is going to pay for their care????
Or, to ask the question another way: will your parents receive excellent care and not have to pay for it?
The question is phrased as though this is a motherhood and apple pie issue; as though we're all in favour of the outcome where society's elders are cherished and all of the services that contribute to that - the time, the facilities, the training and skills - are somehow cost-free.
Well, don't be silly. If I or you or your parents or anyone else live long beyond the point at which I or you or they are economically productive, then living costs have to be funded from that "life time of wealth" you mention. Obviously. What else do you think should happen?
My dad has a similar policy with the same company. He is 89 and only now needs to go to assisted living which will take place soon.
They like many others never went to college.. My Dad's father died when he was 4 his Mom died when he was 13. They had nothing! My Dad lived with his oldest brother/SIL. When Dad was 17 he graduated HS and joined the CCC's.. Mom hasn't worked since she got married in 1946..
Long story short they raised 7 kids and had NO Lifetime of Wealth. We weren't rich or middle class but we survived..
Assisted living is not an option for my Mom.. She only has SSI and it's not much!! But you can believe if she had the money I would have encouraged her to move to ALF and spend every dime she had...
My mother is getting the care she deserves ... to the extent that is possible with today's knowledge and technology. My parents' "wealth" was totally used up raising 7 children and supporting themselves very modestly until more care was needed than children could provide. Now taxpayers are covering the portion that her own "wealth" won't cover. If she had more personal wealth it would not impact her care much -- just who pays for it.
My own "wealth" such as it was was largely eaten up caring for my husband during his 10 years of dementia. I even needed taxpayer help to do it. My first goal is to support myself for the next 30 years without needed taxpayer subsidies. I have long term care insurance but it will not be enough and I cannot afford now to increase it. So I have no real idea what will happen if I need significant care in my last years. My children know they will inherit equally anything that is left, and they also know there is not apt to be anything left.
I think that the concept of accumulating wealth to pass on does not apply to the vast majority of folks who work for a living. Not with people living 30 years past their earning period.