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Who are you caring for?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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You'll have to check with Medicaid to see just what they cover. These waivers are done by the states, so they may not all be the same. Congratulations on her getting a nice place. I hope it all goes well. Whoever manages her money will need to know just what Medicaid expects, so a talk with the office is in order.
No medicaid does not pay for every thing. However their are special programs example like american group that work with some assisting living homes and give you some assistance, also if a veternan or a spouse of a veternan is the one in the assisting living they aslo help. You will ned all the discharged papers and any legal paper work copy of marriage cert, social security of the veternans, the elder care will help you get started with that. I have been waiting over 10 months, since moms money ran out, but just last week received a letter that I will be meeting with them soon My own mom is in a assisting living, it is a lovely place and I visit regular and sleep over. It makes her happy seeing me the next moring at breakfast. There is one thing to remember is there is money you do not know about even some states look at pre paid insurance policies. The veternans will require if the elderly can not handle their affairs a power of attorney is needed, of which would be youself. Good luck. Happy to hear you found a nice place for mom. You can start by looking for prepaid insurance policies that you are the benefincary and do a pre paid plan funeral arrangement. Visit regular and do not go at regular times. Ask the assisiting living home groups they work with for assistance. Carol always has very good advice and this is a great chat line. patricia61
My mother has just moved into an assisted living facility but we must pay until her money runs out and then apply for medicaid. My mother receives social security and a small pension. I applied for the veteran's aid and attendance in late May but have not heard anything yet. It is my understanding (at least here in Michigan) that medicaid will pay for assisted living but in a semi-private room. Does anyone know of any assisted living facilities in Michigan that accept medicaid and also provide a private room? Does anyone know of other financial aid available? I really want to keep her in her private room as long as possible. I still have the enormous task of cleaning out her house and trying to sell it in this market-this will not be easy.
We kept my mother in a private room through private pay (this was a nursing home, since she needed that type of care) for over 7 years. When it looked like, frail as she was, she would outlive her money, I went to social services to discuss Medicaid.
I wished I’d done it sooner. I found out we could put so much aside into her account each month determined by what she paid the nursing home in private pay, as she “spent down” to qualify for Medicaid. Then, the few months she was on Medicaid, we were able to draw from that money to pay the difference between the private and shared room, thus keeping her private room. This was before the law changed so many things about Medicaid two years ago, so that may not be something that can be done now. It also could depend on the state, and whether it's a nursing home or assisted living, but it's worth checking into. Carol
Thanks, everyone for your helpful insights. Sorry I've been quiet, but I was hit with a horrible flu/cold and was still expected to empty and clean Mom's old apartment. I'm taking the weekend to recover, but I'm beginning to realize I've got another big battle in front of me. Because of "social service's" muckups, I now need to try to get total Medicaid for Mom. I'll tackle this next week.
I very much appreciate those who believe that Medicaid eligibility rules should be adhered to and that those who are confronted with long-term care costs should spend down all of their own assets before qualifying for Medicaid benefits.
I would like to take a moment, however, to argue that this is not always the best route either for the well being of the elder and/or the family. Let me preface by saying that in my work I could really care less about inheritances. Although the desire to pass along assets is strong, most understand that is the needs of the one requiring care and their spouse (if applicable) that is paramount. That being said, let's consider the question that was implied: does Medicaid pay for everything?
The answer is that Medicaid never pays for "everything". If in a nursing home the client is going to need many things that Medicaid will not pay for (including rudimentary things like CLOTHING!).
If entering an assisted living facility under long-term care diversion, income will definitely be required to pay for room and board expenses plus any additional levels of care that may be required in the future.
In short, I believe it is very, very bad advice to simply spend down without exploring reasonable methods to preserve funds for the care receivers benefit. It is true that some of these methods may also preserve a portion of assets for heirs, but that certainly is not always the case.
In my view, the most effective planning is that which coordinates the client's own resources along with public benefits so he/she can age in place for as long as possible with as much dignity and financial peace of mind as possible.
There are several methods to preserve a portion of the patients assets for their use while on Medicaid while still being able to qualify for Medicaid immediately or within relatively short periods of time.
I encourage all of you confronted with these matters to not go blindly down the path of spend down.
If you are in Florida and would like more information please visit me at www.RalphRobbins.com
Medicaid is a hard thing to work with if you do not understand how it works. The elderly who person is ill and can have no assets. If the person is in a assisting living not a nursing homes there are many programs that can help. example in Florida you pay a part, example there are different health groups that pay another part and if the person had a spouse the are able to get the veternans help. get with elder care in your local area and they will help you. Nursing homes is with medicaid and assisting living is different. hope this will help. There is also hospice if the person neds more care but the elder care can help you out and your doctor. patrica61 You must be a lgeal part of the person llife with durable poer of attorney, health epoxy and caregiver, and have a DNR on hand if needed. They all will help you out.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Carol
I wished I’d done it sooner. I found out we could put so much aside into her account each month determined by what she paid the nursing home in private pay, as she “spent down” to qualify for Medicaid. Then, the few months she was on Medicaid, we were able to draw from that money to pay the difference between the private and shared room, thus keeping her private room. This was before the law changed so many things about Medicaid two years ago, so that may not be something that can be done now. It also could depend on the state, and whether it's a nursing home or assisted living, but it's worth checking into.
Carol
Again-- Thanks, everyone! I'll be back soon.
I very much appreciate those who believe that Medicaid eligibility rules should be adhered to and that those who are confronted with long-term care costs should spend down all of their own assets before qualifying for Medicaid benefits.
I would like to take a moment, however, to argue that this is not always the best route either for the well being of the elder and/or the family. Let me preface by saying that in my work I could really care less about inheritances. Although the desire to pass along assets is strong, most understand that is the needs of the one requiring care and their spouse (if applicable) that is paramount. That being said, let's consider the question that was implied: does Medicaid pay for everything?
The answer is that Medicaid never pays for "everything". If in a nursing home the client is going to need many things that Medicaid will not pay for (including rudimentary things like CLOTHING!).
If entering an assisted living facility under long-term care diversion, income will definitely be required to pay for room and board expenses plus any additional levels of care that may be required in the future.
In short, I believe it is very, very bad advice to simply spend down without exploring reasonable methods to preserve funds for the care receivers benefit. It is true that some of these methods may also preserve a portion of assets for heirs, but that certainly is not always the case.
In my view, the most effective planning is that which coordinates the client's own resources along with public benefits so he/she can age in place for as long as possible with as much dignity and financial peace of mind as possible.
There are several methods to preserve a portion of the patients assets for their use while on Medicaid while still being able to qualify for Medicaid immediately or within relatively short periods of time.
I encourage all of you confronted with these matters to not go blindly down the path of spend down.
If you are in Florida and would like more information please visit me at www.RalphRobbins.com