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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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She can't pay if she is out of money, obviously. It is no one else's responsibility either (unless someone else signed paperwork at the facility stating they would be financially responsible for her debts. Hopefully that isn't the case). Nursing home may try to collect from family, but please understand family is in no way responsible. Why wasn't she approved for the 2 months prior? If it was because of gifting of assets it is possible that the NH may attempt to collect from the giftee.
Usually when a person enters a NH with no money Medicaid is pending. I am under the impression that Medicaid is applied for so the NH is covered from day one. Was Aunt giving the NH her Social Security those two months? Was there gifting she was penalized for? If so, she may owe that money. But you are not responsible for paying the outstanding amount unless you are the one she gifted it too.
Really, an interesting question and one for Aunts medicaid caseworker. Does Aunt have a house or a car that can be sold to offset the 2 months that aren't being paid?
The reason for her ineligibility will matter as to what happens. State should send you a letter with the info. NH will be CC’d the letter.
If it’s a medical “at need” eligibility issue, these the NH kinda have to take the lead to deal with internally in submitting or resubmitting health insurance claims for either extra days for rehabilitation stay OR to submit info to State Medicaid assessment review for “at need medical” for skilled nursing care for custodial resident. - For the rehab, they needed to try to get more weeks of rehab filed for (Medicare and her other health insurance plan) as she was not quite yet a true custodial care resident at the NH. - or to get more details in her chart to show “at need” for skilled nursing care as a custodial resident. There could be a 2 month gap in this. It would be unusual but it does happen. Was your mom admitted to the NH from living in her home or in an IL??? So she did NOT come in via a post hospitalization rehabilitation placement to the NH??? If so (this was my mom’s situation) imo I can see there being a 2 or even 3 mo lag time & a medical appeal filed. We had this for my mom, it took slightly over 2 months for the paperwork to clear and get approved. Approved maybe 6 weeks before the appeal hearing. It throws off their overall LTC Medicaid eligibility. During this period, my mom did the required copay of her SS income and other retirement income as required and paid by the 3rd of the month to the NH. It is mucho importante to do this as not paying the copay - during pending phase - can be used by the NH as a rationale to evict your elder if NH wants to be huffy.
HOWEVER, If this was gifting issue so it was an asset transfer penalty, Medicaid should send out a letter with a specific # of days of ineligibility. It’s a # of days based on what her states Medicaid pays the NH for daily room&board reimbursement.
Let’s say AL Medicaid pays NH $218 a day room&board reimbursement. Mom gifted your brother 40K 3 years ago. That is 183 day transfer penalty period that starts the date mom applied for LTC Medicaid. It can be sticky to deal with as NH can want to bill mom their private pay day rate. Which won’t be Medicaids $218 a day, but maybe $350 a day. Here is where your negotiating skills come in as you want to try to get those 183 days at the lower rate if at all possible and that probably means you have all the $ in your hands to pay in full. You can deducted the copay $ from the bill owed!
Whomever in the family who caused / benefitted from the gifting hopefully will pay the $ back and graciously and in full. If not, this falls to the POA to deal with. Fortunately for you it’s just 2 months, so a smallish amount of $. Find a way to pay it and make nice with the NH.
NH can evict her. Will they do it? Nah! It’s bad optics, bad PR. But what they can do if y’all cannot reach a solution, is find a reason to have mom go off to the ER/ED and then they refuse to have her return to the NH. And then you are faced with having to go through all this process again: find a NH and get her moved again, plus get over to the old NH, hopefully her stuff is actually still there in trash bags and you can collect her things… stuff like this goes adversarial real fast. Plus that old NH bill still exists and will be turned over to collections. Any other NH can see the penalty placement by Medicaid too. So she’s toast on going into another NH. Basically someone has to find a way to come up with the $ or you take mom into your home and wait to refile once she is 5 years and 1 month past the date of the gifting.
if your mom is an easy care resident they may be ok with payments stretched out over a few months with a financial responsibility contract signed off by you. It’s just a few weeks, really try to find a way to make the #’s work and at the lower Medicaid reimbursement rate if you can.
Read & Re-read the letter, then calmly speak with the business office at the NH as to options. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Really, an interesting question and one for Aunts medicaid caseworker. Does Aunt have a house or a car that can be sold to offset the 2 months that aren't being paid?
If it’s a medical “at need” eligibility issue, these the NH kinda have to take the lead to deal with internally in submitting or resubmitting health insurance claims for either extra days for rehabilitation stay OR to submit info to State Medicaid assessment review for “at need medical” for skilled nursing care for custodial resident.
- For the rehab, they needed to try to get more weeks of rehab filed for (Medicare and her other health insurance plan) as she was not quite yet a true custodial care resident at the NH.
- or to get more details in her chart to show “at need” for skilled nursing care as a custodial resident. There could be a 2 month gap in this. It would be unusual but it does happen. Was your mom admitted to the NH from living in her home or in an IL??? So she did NOT come in via a post hospitalization rehabilitation placement to the NH??? If so (this was my mom’s situation) imo I can see there being a 2 or even 3 mo lag time & a medical appeal filed. We had this for my mom, it took slightly over 2 months for the paperwork to clear and get approved. Approved maybe 6 weeks before the appeal hearing. It throws off their overall LTC Medicaid eligibility. During this period, my mom did the required copay of her SS income and other retirement income as required and paid by the 3rd of the month to the NH. It is mucho importante to do this as not paying the copay - during pending phase - can be used by the NH as a rationale to evict your elder if NH wants to be huffy.
HOWEVER, If this was gifting issue so it was an asset transfer penalty, Medicaid should send out a letter with a specific # of days of ineligibility. It’s a # of days based on what her states Medicaid pays the NH for daily room&board reimbursement.
Let’s say AL Medicaid pays NH $218 a day room&board reimbursement. Mom gifted your brother 40K 3 years ago. That is 183 day transfer penalty period that starts the date mom applied for LTC Medicaid. It can be sticky to deal with as NH can want to bill mom their private pay day rate. Which won’t be Medicaids $218 a day, but maybe $350 a day. Here is where your negotiating skills come in as you want to try to get those 183 days at the lower rate if at all possible and that probably means you have all the $ in your hands to pay in full. You can deducted the copay $ from the bill owed!
Whomever in the family who caused / benefitted from the gifting hopefully will pay the $ back and graciously and in full. If not, this falls to the POA to deal with. Fortunately for you it’s just 2 months, so a smallish amount of $. Find a way to pay it and make nice with the NH.
NH can evict her. Will they do it? Nah! It’s bad optics, bad PR. But what they can do if y’all cannot reach a solution, is find a reason to have mom go off to the ER/ED and then they refuse to have her return to the NH. And then you are faced with having to go through all this process again: find a NH and get her moved again, plus get over to the old NH, hopefully her stuff is actually still there in trash bags and you can collect her things… stuff like this goes adversarial real fast. Plus that old NH bill still exists and will be turned over to collections. Any other NH can see the penalty placement by Medicaid too. So she’s toast on going into another NH. Basically someone has to find a way to come up with the $ or you take mom into your home and wait to refile once she is 5 years and 1 month past the date of the gifting.
if your mom is an easy care resident they may be ok with payments stretched out over a few months with a financial responsibility contract signed off by you. It’s just a few weeks, really try to find a way to make the #’s work and at the lower Medicaid reimbursement rate if you can.
Read & Re-read the letter, then calmly speak with the business office at the NH as to options. Good luck.