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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Where is your mother living? She owns the home where you live, but she is not living in it?
The $600 for the repairs may not be an issue, but if she was the home, and it is not an exempt asset, then the home itself could end up being the real issue for you for Medicaid down the road.
She owns the home I live in, plus two others. All are in a trust that was established about 10 years ago. I am supposed to inherit the house I'm in, my stepbrother the one he is in and my brother the rental property. Mom was living with me for about 5 years until she began wandering outside in the middle of the night. My siblings and I felt it wasn't safe for her to be alone anymore, which was confirmed by two doctors. All of us work during the day, so we couldn't be there with her. She lives in a memory care facility that is central to all of us.
If your mom has dementia and Alzheimer's it would be questionable if she is gifting you or if you are taking the money. A fine line that should not be crossed.
If you think she will ever have to go on Medicaid then do not accept any money as a gift, you will be in a fix with her eligibility and she will have a penalty period that she is not eligible for assistance.
Since you are an only child you should just leave everything in her name and only pay her bills and living expenses from her money, you will inherit whatever is left after her needs for her lifetime are met.
If she is living with you, you should create a caregivers contract and a rental agreement so she is paying her way.
A certified elder law attorney can be found at www.nelf.org and be able to help you set this up legally.
You are joint because you need to be able to access it, right. Like said, Medicaid looks at any large amount of money going out of an acct as a gift if not something personal for Mom. I would not do it.
I would ask the bank if when Mom passes, the account goes to you.
Is this acct a checking or savings? I ask because if Mom has enough money to gift u 15,000 a year, she would do better putting her money in an interest bearing CD. I doubt if she is getting much in a checking or savings acct.
I will be interested to see responses on this as well. I am joint on my mother's credit union account. We did that when she was living with me - at her insistence, not mine - so that I could take care of her bills and deposit checks for her. On her last visit to my home, which she owns, she noticed the steps were in need of repair. It will cost upwards of $600 according to an estimate I got. She wants to help pay for the repairs but I'm afraid that if I take the money out to do that, we'll have problems down the road if she ever needs to go on Medicaid.
If she owns the house you live in then no question on the repairs. Its her house. Your problem is going to be if she owns 2 houses. Medicaid will only allow her to own one. I would see a lawyer about what can be done about that. See a Medicaid lawyer.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Where is your mother living?
She owns the home where you live, but she is not living in it?
The $600 for the repairs may not be an issue, but if she was the home, and it is not an exempt asset, then the home itself could end up being the real issue for you for Medicaid down the road.
If you think she will ever have to go on Medicaid then do not accept any money as a gift, you will be in a fix with her eligibility and she will have a penalty period that she is not eligible for assistance.
Since you are an only child you should just leave everything in her name and only pay her bills and living expenses from her money, you will inherit whatever is left after her needs for her lifetime are met.
If she is living with you, you should create a caregivers contract and a rental agreement so she is paying her way.
A certified elder law attorney can be found at www.nelf.org and be able to help you set this up legally.
I would ask the bank if when Mom passes, the account goes to you.
Is this acct a checking or savings? I ask because if Mom has enough money to gift u 15,000 a year, she would do better putting her money in an interest bearing CD. I doubt if she is getting much in a checking or savings acct.
How exactly is the account titled?