He took all of my unemployment and my driving pay. I drive part time Uber and Lyft. Im 72 and now live with my youngest daughter, she does not know about this current scam. I have three daughters and I promised them that I would talk to them if I ever had this problem again but I just can't. It's over now; he took me for all but $1,000. I am on social security. My middle child has financial POA because they didn't trust me, as they shouldn't have. So are there legal ramifications for me since I was talked into giving my money away again, believing that he no longer scams? I truly would welcome death now. I have taxes to do and am in a panic.
A POA is not "active" until you are for one reason or another deemed incapacitated or incompetent.
I am not even going to ask how the same person could "scam" you again.
You need to file a police report. Clearly you know this guy. He deserves to be exposed so he doesn't target others.
And you now need to give her 100% authority to manage ALL your financial affairs so that this doesn't happen a 3rd time. Any money you earn (including cash from tips) goes right to the daughter and she is the gatekeeper when you want some of your money to use. That is, if she even still wants the headache of managing your finances and monitoring you. Yes, she will be upset for a while but you need her help so go with a solution for prevention. It's the least you can do.
One specific issue is why you believe this person is no longer a scammer? Why is this person even involved in your life? Have you considered seeking injunctive relief, such as a PPO (Personal Protection Order) to keep this person away from you?
It's time to get legal and keep this person out of your life, so that you're not considering death as an alternative. You might also want to consider some serious counseling.
Is this a male that has wooed you out of your funds? A family member or what?
You need to come clean and either trust your daughters or go live where you don't have any extra money to give away to someone that has already proven who and what they are.
You are a victim, and yes, you weren't too smart to fall for this again, but you CAN do something to fight back. Do it! Think of the others this guy scams, because I guarantee you aren't the only one.
Know that the scammer (otherwise known as a POS) has deep problems that won’t stop with you. He has no conscious but knows all the right buttons to push. Like a safe cracker, he is adept at getting from you what you have no intention of giving.
Trust your children. If the POA is set up where she can’t take over until you are proven incompetent, then have it changed so she can take action now. If it is an internet scam, you should probably have her take your computer until you can detox. Volunteer somewhere. Be active. You can reclaim your dignity.
Your insurance will probably pay for therapy. You need it. If it won’t, find some on a sliding scale.
About the taxes. Remember that not filing is the crime. They will allow you a payment schedule. Let the POA daughter manage.
I am so sorry this happened to you. You can help others by telling your story. Be careful. You have had a terrible shock.
Sit down with your daughters and spill the beans. Then set about rebuilding your life without keeping secrets or putting your faith and trust in strangers. Honor yourself because you are worth it.
Wishing you the best of luck moving past this unfortunate event.
What if he had told me right away? So much headache could have been avoided.
Talk to your daughters now. Put aside the pride and embarrassment, know that they are probably going to not be happy with what they hear, but get this out in the open and deal with it. Hiding only takes away your peace.
Also, your financial POA will need to know what your situation is, so they can help you. If you pretend that you still have that money when you don't, then they can't help you as effectively. Also, if they have access to your accounts...how long do you really think you'll be able to hide the fact that the money is gone? If they find out a month or a year from now, how much HARDER will that conversation be when they ask what happened? Come clean now, and you'll have a clear conscience.
And though filing a police report may "do nothing", it does - they may not be able to find the person or get your money back, but it makes a paper trail about the person who scammed you. That could be evidence against this person if they are ever caught (or if they scam someone else.)
Talk to one of your daughters today and get on with the positives in your life, 3 daughters who obviously love you very much, you sound way to able bodied to be wanting death to be near!
there is nothing they can say or do that will hurt as badly as having been scammed twice and knowing you are keeping this secret!
Your daughters may groan and moan and scold, but they will forgive you and realize you were taken advantage of. There are thousands of trusting people, with good intentions, like you, who get scammed.
Ask your daughters to help you avoid this in the future. Believe me, it's not just a matter of being "smart". Criminals are always smarter than we are in matters of deception, and to them, crime pays!