Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My only income is SS which doesn’t cover the mortgage and car payment. Is there any financial help I can apply for to allow me to stay at home and care for my Mom?
pheidle, the vast majority of grown children who are caregivers to their parent do not get paid.... unless the parent can pay you from their own retirement account.
Now, another option is to see if your Mom can apply and be accepted by Medicaid [which is different from Medicare]. Some States do have a program where a grown child can get paid, but note the pay will not be full-time and usually at minimum wage.
I would hate to see you lose your home and car. If there is someway that Mom can go into a skilled nursing home as Medicaid will pay for her room, board, and care. But I do realize that isn't always an option that one wants to use.
I see from your profile that your Mom has mobility issues. Depending on how serious this is where you need to be with her 24 hours a day, could you carve out some time to work part-time?
Federal help like Medicare or additional social security? No - Medicare does not pay family for caregiving/custodial care of family members at home. Social Security does not pay you directly for caregiving/custodial care at home. If your mother is competent and gets social security and pension income, she can pay you directly from her funds for caregiving using a caregiver contract with you reporting the income so that you can prove it wasn't a "gift" if she needs Medicaid later for nursing home care. There are examples of contract on this site and on-line. If your mother is the widow of a veteran, she might qualify for VA Aid & Attendance. You can click on Veterans Benefits in the links at the bottom of this page. It's a long and complex process, and can take several months to get approved, but the VA pays back to date of application if approved. It's not huge amounts of money but it can help. You can see if your mother qualifies for Medicaid, which is a jointly run state and federal program for indigent and low income persons. She cannot have more than approximately $2000 in assets in the bank, a house value below a certain amount which varies state by state, and income below a certain amount per month. Other than New York State, Medicaid does not pay for 24/7 care at home. In some states, a family member cannot get paid - you'll have to check. Many states (like mine Texas) have long waiting lists for the program to stay at home and pay a caregiver. You can see if Mom qualifies in your state by looking for Medicaid resources by state online or contacting your local Area Agency on Aging. If Care provided by Medicaid, states are required to seek repayment for money spent by state and federal funds by putting a lien on property owned by your mother to get repaid after her death with some exceptions for caregiving provided by family members - but you have to get doctor's certification in writing. If your mother may need nursing home assistance and she's been helping you pay the mortgage and car payment from her funds and your mother's not the owner of the car and mortgage, it could be seen as gifting by Medicaid later. If the mortgage and car are in your mother's name and she later needs nursing home assistance, all of mother's income will be going to the nursing home and you won't have any help at all with mortgage and car payment after she goes into nursing home. With the best intentions to keep them at home until the end, some people eventually require a level of care that can only be provided in a nursing home so planning just in case is essential. It's worth checking with a lawyer to see what protections that you and your mother can get in place to prevent a big crisis later.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Now, another option is to see if your Mom can apply and be accepted by Medicaid [which is different from Medicare]. Some States do have a program where a grown child can get paid, but note the pay will not be full-time and usually at minimum wage.
I would hate to see you lose your home and car. If there is someway that Mom can go into a skilled nursing home as Medicaid will pay for her room, board, and care. But I do realize that isn't always an option that one wants to use.
I see from your profile that your Mom has mobility issues. Depending on how serious this is where you need to be with her 24 hours a day, could you carve out some time to work part-time?
If your mother is the widow of a veteran, she might qualify for VA Aid & Attendance. You can click on Veterans Benefits in the links at the bottom of this page. It's a long and complex process, and can take several months to get approved, but the VA pays back to date of application if approved. It's not huge amounts of money but it can help.
You can see if your mother qualifies for Medicaid, which is a jointly run state and federal program for indigent and low income persons. She cannot have more than approximately $2000 in assets in the bank, a house value below a certain amount which varies state by state, and income below a certain amount per month. Other than New York State, Medicaid does not pay for 24/7 care at home. In some states, a family member cannot get paid - you'll have to check. Many states (like mine Texas) have long waiting lists for the program to stay at home and pay a caregiver. You can see if Mom qualifies in your state by looking for Medicaid resources by state online or contacting your local Area Agency on Aging. If Care provided by Medicaid, states are required to seek repayment for money spent by state and federal funds by putting a lien on property owned by your mother to get repaid after her death with some exceptions for caregiving provided by family members - but you have to get doctor's certification in writing.
If your mother may need nursing home assistance and she's been helping you pay the mortgage and car payment from her funds and your mother's not the owner of the car and mortgage, it could be seen as gifting by Medicaid later. If the mortgage and car are in your mother's name and she later needs nursing home assistance, all of mother's income will be going to the nursing home and you won't have any help at all with mortgage and car payment after she goes into nursing home. With the best intentions to keep them at home until the end, some people eventually require a level of care that can only be provided in a nursing home so planning just in case is essential. It's worth checking with a lawyer to see what protections that you and your mother can get in place to prevent a big crisis later.