I have something called MSA. I'll be dead in a couple of years, and I don't want to drag my wife down with me. After 20 years of marriage, she is doing all she can to keep me alive, but I think she's beginning to resent her situation and deserves a pleasant change.
I have working plans for a device that will end my life quickly and painlessly, inexpensively and pretty-much without a mess, but someone will still have to see my dead body in order to hide the device from a coroner who might declare my death as a suicide. I have a few life insurance policies that will be voided by suicide.
My wife isn't affectionate, anymore--I have to ask her for kisses now--and she is always angry (I mean, every waking hour). The most difficult aspect for me is realizing we have been intimate maybe three times in as many years. The few times expressed desire for her, she ridiculed me. I believe it's safe to say that our marriage is mostly loveless, now.
Should I ask her to hide the device so she can collect insurance?
Is this "wrong?"
what did you do to make her laugh the first time, vs and her you? It seems to me, too much time has past to jump into romance again. Seriously.. that's how I feel in my life..Maybe a bit later.. Hopefully soon... I am the cranky one..
Re-visit the changes made to Medicare eligibility for teachers with a pension for 2020. Medicare's and Social Security concerns are that there is no 'double dipping' of benefits. But you should not need to go without insurance benefits.
Many wives have worked outside the home in order to have health insurance that covers their spouse.
There will be options for insurance coverage.
Anyone know about this?
Michaeljfox.org
"Here until Parkinson's isn't".
BRAIN
P.O. Box 5801
Bethesda, MD 20824
800-352-9424
https://www.ninds.nih.gov
Information also is available from the following organizations:
Cure PSP
30 E. Padonia Road
Suite 201
Timonium, MD 21093
infor@curepsp.org
http://www.psp.org/
Tel: 800-457-4777; 410-785-7004
Fax: 410-785-7009
Defeat MSA
29924 Jefferson Avenue
Saint Clair Shores, MI 48082
defeatmsa@gmail.com
https://defeatmsa.org/
Tel: 855-542-5672
The Multiple System Atrophy Coalition
9935-D Rea Road
Charlotte, NC 28227
vjames@msacoalition.org
https://www.multiplesystematrophy.org/
Tel: 866-737-5999
National Library of Medicine (NLM)
National Institutes of Health, DHHS
8600 Rockville Pike, Bldg. 38, Rm. 2S10
Bethesda, MD 20894
https://www.nlm.nih.gov ;
Tel: 301-496-6308; 888-346-3656
National Organization for Rare Disorders (NORD)
55 Kenosia Avenue
Danbury, CT 06810
orphan@rarediseases.org
https://rarediseases.org/
Tel: 203-744-0100; Voice Mail: 800-999-NORD (6673)
Fax: 203-798-2291
Unfortunately, these groups can only do so much to help people like me. I'll start calling family and friends, today, to see how they can help.
Now, is the time, to talk with your wife, tell her how you feel. Just make peaceful moments with her, and see if it is okay for you to have little dinner or afternoon parties with a couple of close friends and relatives.
People change and conditions change. Maybe she is scared. Tell her she is your best friend, and try to bring up some good times, and how you met.
Maybe I am giving the wrong advice. My relative went the other direction. Was angry all the time, didn't want to see anyone, didn't want anyone to know, and that was hard..My prayers are with you. Ask hospice. They have a chaplain or someone in your faith to talk with, even for your wife, family, They are wonderful Chaplain will talk as long as you want. And maybe play your favorite board game, if you have one: chess, checkers, or card game. rummy.
Depression is hard, and when you don't feel well, it can creep in like another disease. One moment at a time. Take this time, and make connections to friends, relatives. anyone you want to say "Thank you" to, or "apologize to?
Thank you for returning, and thank you for thinking about your options some more.
You have an important issue, and I believe that with some help, you can achieve a more comfortable and realistic life.
The meds for MSA can mess with your mind and decision making, so you are going to need support. Is your illness better some days/hours, then worse the next hour?
Can you hire a caregiver to help give your wife some time away?
How long after your diagnosis have you lived this way?
Have you reached out for help to the Michael J. Fox foundation?
Do you want to share some details about your condition? Maybe caregivers have some ideas for you.
You could ask for advice. It is understandable whatever you are feeling. However, can we approach this with some expert advice on how to cope, looking to each day, one day at a time? Maybe focus on activities of daily living, and what is going to work in your relationship with your wife?
If you want to do that, do you want to start a new question, minus the heated topic of suicide and insurance fraud?
People will try to help, and to be there for you, imo.
Again, thanks so much for posting back.
Assuming there is any truth in this post - and we assume that with everything we read on the forum - then whether the person posting is the person with the disease himself or his wife, who has heart disease, we are talking about a couple who are in a dreadful situation.
Insurance fraud is wrong. Attempting to disguise suicide is fraught with risks, and not only the risk of being discovered in insurance fraud. And in any case suicide itself, medically assisted or not, is a terrible thing. Even if suicide is state-sanctioned and supervised and, all things considered, the best option available for a person - that's STILL terrible, in itself, that the best option for someone is to take his own life.
I must admit it didn't cross my mind that someone could be investigating our attitude to insurance fraud and whether we'd enthusiastically endorse it, or advise posters on brilliant ways to go about it. But since we're not like that, just as we're not fond of people hiding wealth from Medicaid or destroying inconvenient paperwork, why does it matter?
Personal criticisms aimed at the OP: before you address comments to him, please go to:
https://www.ninds.nih.gov/disorders/patient-caregiver-education/fact-sheets/multiple-system-atrophy
Into the Water
Girl on the train
The OP needs to return to explain if there is to be any help.
Otherwise, we might be turning him in? Poor guy, I now feel he needs our protection from the ravages of the MSA and medications that could be affecting one's brain and decision making capacities.
James Hawkins, where are you?
I'm just researching my options, which seem to be few and far between--I don't intend to kill myself, or at least, I don't wish to harm my wife. I have a psychological counselor and a psychiatrist working to keep me alive, and they're doing a good job.
I must have been in an emotional funk when I wrote what I did. My step-father-in-law died from a stroke last Saturday, my biological father died from cancer early in October, and my father-in-law had a stroke in a nursing home a couple of days ago. There will be a memorial service for my step-father-in-law this Saturday, and I'll see some favorite relatives. I feel more hopeful, today.
Smells like he's laying out motive, or rather the writer is laying out motive.
Some of you might really jump on me for saying this, but I personally think the admins should forward this post to law enforcement in Texas.
According to the profile, this couple lives in Texas. "Under state law in Texas, physician-assisted suicide or using medical intervention to bring death sooner than its natural occurrence is also unlawful."
I have no advice to offer about fraud. I will offer my best wishes to both of you moving forward, and hope that you will choose to make honest decisions that won't cause even more grief than you're already suffering.
"James" has given thought to the coroner finding his device during an investigation, and wanting to be stealth by asking if his wife should hide the device and collect insurance (fraud), but puts his intentions, real name and location on the internet.
That combined with the profile looking like the wife wrote it, who claims they are having money problems.
In my opinion, this is a troll or a set up.
When did you take out the insurance policies? In general, at least in Canada insurance policies have a 2 year suicide clause. After two years of continuous payments the insurance will pay out on a suicide.
I am extremely sorry to read about your situation.
Of course I don't know her or what she thinks about life, death, love, sickness, disability, marriage or anything else; but I doubt if a woman who has been married to you for twenty years and hasn't left in spite of the stress she must be under will consider losing you a pleasant change. Don't do this to her.
Tell her to get help. "She is angry every waking hour" probably means that she is:
exhausted
burning out
afraid
and angry.
Aren't YOU angry? I'd be furious. What's happening to you is incredibly unfair.
Are you in touch with people who understand the disease and can counsel you and your wife?
MSA is a frightening disease, and I don't think I fully understand my own mortality. After reading the replies to my post, I realized suicide. isn't a good idea.
Like said below, check your policy to see if suicide really voids payout.
You are correct that the poster should not use their real names.
Given the wide range of life expectancy for patient's with this diagnosis, a person cannot predict their death accurately.
Online:
What is the life expectancy of someone with MSA?
Currently, there's no cure for MSA. For a majority of people, life expectancy is seven to nine years from diagnosis. Some people with the disease live for up to 18 years after being diagnosed.
I am thinking of a poster's Mom who lived 13 years after entering hospice. (With a different diagnosis.)
If the OP (original poster) can return to answer some questions we might be able to help.
Please either call the Aging Care admins ASAP at this number: (239) 594-3222 or e-mail them at https://www.agingcare.com/aboutus , at the bottom of the page, and ask them to delete all the personal information you provided. Especially given your condition, you don't want to become a target for someone who decides you're vulnerable and wants to exploit it.
I had to look up MSA, as I suspected it was one of the muscular degenerative diseases. From the NIH (https://www.ninds.nih.gov/Disorders/Patient-Caregiver-Education/Fact-Sheets/Multiple-System-Atrophy) (no copyright limitation posted on the home page):
"progressive neurodegenerative disorder characterized by a combination of symptoms that affect both the autonomic nervous system (the part of the nervous system that controls involuntary action such as blood pressure or digestion) and movement. The symptoms reflect the progressive loss of function and death of different types of nerve cells in the brain and spinal cord."
James, I am sorry to learn of this diagnosis, but complement you on wanting to address it now in terms of your life as well as your wife's. I think that's quite valiant and thoughtful of you to be concerned about her role in your care.
Send raises some good points, and I think she's right that posters are going to take sides, and I also think that you may become subject to religious lectures, or just plain lectures which don't address the situation but do focus on individual positions.
So I'll try to walk the middle line. Have you or your wife had an opportunity to determine what options are available for short and long term care, including assistance through any of the organizations that address this condition? I'm not familiar with the long term care benefits of public education, but wonder if there are any funds that could assist you? Or any programs?
Have you contacted any of the organizations that address this condition, such as the ones listed on the NIH URL above? Are they able to offer any insights, coping mechanisms, or assistance for retrofitting your home?
Some things to consider as well: downsizing to a home on one floor (if you don't already have that) or retrofitting your existing house to accommodate anticipated changes? Perhaps if funding is available for modifications it will help you stay in your home for a longer time.
Are there any funds available for assistance when it becomes more necessary? Any support groups, especially through hospitals? Some have neurological specialties, so they might be more helpful.
What I'm thinking is trying to find sources to support you both, now and in the future, to minimize the strain on both of you now as well as going forward, and as you both make future plans. If some of the caregiving pressure is relieved, you may both feel better.
BTW, are you a Veteran?
At some point your condition apparently will become more critical, and then you may have to make the assessment that you're considering now. And, who knows? Some medication may ease the challenges you're facing.
I don't mean to sound casual, or make light of your situation, certainly not. I'm just trying to think of options to ease life for both of you now.
I wish you peace as you contemplate your options.
Life insurance policies have a "contestable" period, usually 2 years from the date the policy was put into force. After that, the policy pays, even in the event of a suicide or a pre-existing condition. Read the policy you have to learn about the provisions. If the death was caused by suspected foul play (a murder for instance,) the designated beneficiary may not be able to receive the proceeds if they were involved in the foul play. Life insurance is highly regulated by state insurance commissioners and provisions are pretty uniform.
That being said, reconsider your options.
Maybe I will come back and talk to you, but right now with the limited knowledge I do have, it could be the depression talking.
What I want to avoid, James, is for you to start a discussion that would set up caregivers on this forum to weigh in on their opinions on whether or not a patient with your diagnosis should commit suicide. Essentially, using these sincere people to become your death panel to give permission for suicide or euthanasia. A topic sure to cause a heated discussion and division.
What we can do for you, is to help clear your thinking, find viable solutions to each problem.
You do not know how long you will live.
Suicide is not an option.
Excuse my tough love response, to a stranger yet. It is necessary in my opinion.
In order to access physician assisted death you would need to establish residency in one of the states where it is offered, is this something that would be possible for you?