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We don't know, Gunny.
Please see an elder law attorney to find out.
Also ask your doctor if he/she signed any papers indicating you are incompetent to manage your own affairs.
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Gunny, I sent you a private message with the name of a law firm in Voorhees that you could get a referral from. Did you call them?
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The only person who can appoint a guardian is a judge. If someone petitioned for your guardianship through a court, you would have been notified and where I live by law you would have been appointed an attorney to represent you if you didn't have one of your own.

What makes you think your daughter was appointed guardian over your financial situation? Could she be bluffing? Contact the attorney the poster before me recommended. If for some reason, you can't reach them or reach another attorney to help you, you can call the court that covers your area and ask if anyone initiated guardiaship proceedings. I hope you can get to the bottom of this.
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If you can come here and ask the questions you have asked, you do not seem incompetent. You should have been notified of a court hearing so you could be there to contest it. Maybe she just got conservatorship. If she did thru the court, she now has to show the court that every cent she spends of your money is spent on you. She will not be able to "steal" from you. She is going to need to keep very good records and account for every penny spent.
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How were you notified? Or did your daughter "tell" you? Get the name of the judge...demand to see the guardianship paperwork. Get an attorney if she can produce paperwork that looks legit.
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How did you find out that your daughter has guardianship over you? It’s time for you to speak to an elder law attorney. There are many excellent elder law attorneys in Voorhees, NJ, Marlton, NJ, and Mount Laurel, NJ. Just Google “elder law attorneys near me” and choose the best one for you.
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Are you sure she has been “appointed” “guardian” over your financial situation? I use quotation marks because she may simply be trying to help look out for your best interests. These terms are often used when no legal action has actually taken place. Ask to see the legal papers and I would think it would have the judge, lawyer, and or social worker who may have been involved. If she can’t show you legal papers, it may just be the words she is using or you may have misunderstood.
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Gunny01: A judge would have had to do that.
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Gunny,
Think back. There must be some misunderstanding. Maybe it is just the terminology as you understand it.

At your age, were you making a will?
Did you sign a document making her POA? POA in the future, or immediately.
If you went to an attorney for your will, go ask the attorney what happened.

Did you put her on your bank accounts so she could help you pay your bills?
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