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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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My in-law has too much money while in an independent living facility. We just paid for the funeral services, what else can she do to keep her limit down? They cant have more than $2000.00.
The spend down is to get her eligible for Medicaid in a facility, right? So MIL is in IL now but will very soon be moving into AL or a NH? Right?
If so, & BEFORE she spends down more $$$, please pls clearly make sure that the facility (AL or NH) she is planning on moving into takes Medicaid from day 1 of her admission & allows her to be a resident under "Medicaid Pending" status; Now if it's her moving into a NH, she must also meet the "at need" for skilled nursing care requirement for a NH entry, which means MD orders with health history showing need for skilled nursing care (could mean she's currently hospitalized & being discharged for LTC with no rehab).
Some states do NOT do Medicaid waivers for AL at all. Other states do waivers but have very narrow waiver requirements for vendors & a consequence of this is there are very few AL that participate in the waiver program and so for those that do their residents do usually 2 years of PP before a AL Medicaid bed can ever open. If mom spends all her $$ now, who is going to private pay her bill?
How much $ are you talking about, 15k.... 50k....150k.....
Or is this about MIL in Section 8 type of independent living senior housing?
She's in section eight independent living apartment now but, she's not spending money so we paid for her arrangements (4k). That took it down for now and we were actually told to get her a car, credit card, furniture... she's not NH status yet, but I will inquire about her continued care. Thanks for responding! very helpful.
Please remember that once Medicaid starts paying for a facility, there will be no money left to pay for car loan, auto repairs, gas, car insurance, etc. Medicaid will require that all of a person's income less a small (less than $60) personal needs allowance be paid to the facility. Families don't always understand this. If money is run up on the credit card, there will be limited funds available to pay for credit card payments later and credit card companies want to be paid. Spend downs when someone is limited enough in income that they are already in subsidized housing might be better served to be clothing, mobility devices like cane or wheelchair, incontinence supplies if needed, a stock of any clothing or supplements not paid by insurance etc
Section 8 & low income Medicaid seems to be very different for rules than what LTC in a facility Medicaid is.
A ? for you..... how did it surface that mil was “over”? And is it the situation that sec 8 administration / housing staff is now actively looking at financials of residents? So mil was basically salting away $ each mo as she really doesn’t have things to spend on, her housing & utilities are covered, she’s got public transportation..... she really just has food & toiletries costs& her $ never has been an issue, but it built up and now it is “over”. Is that it?
It sounds like she’s being told to find something that’s a recurring debt - like a car or credit card payment - so that each mo she stays under the allowable income / asset limits. Is that kinda the situation.?
There’s a number of things she could do.....but what’s better depends on: How much $ each mo is she over? AND Is your mil more than likely fine living in her section 8 for another 2 or 3 years? Or is she in poor health & your thinking AL happening soon?
She gets around well. we made the mistake of sending $ to her account in the beginning, but have sense stopped, that was an oops on our part. that why we quickly made the arrangements. Medicaid will be down the line a while but, when it kicks in I know for a fact credit card companies cannot make anyone other than the primary owner pay the remaining bill. Thank you both for sharing- I appreciate it.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So MIL is in IL now but will very soon be moving into AL or a NH? Right?
If so, & BEFORE she spends down more $$$, please pls clearly make sure that the facility (AL or NH) she is planning on moving into takes Medicaid from day 1 of her admission & allows her to be a resident under "Medicaid Pending" status;
Now if it's her moving into a NH, she must also meet the "at need" for skilled nursing care requirement for a NH entry, which means MD orders with health history showing need for skilled nursing care (could mean she's currently hospitalized & being discharged for LTC with no rehab).
Some states do NOT do Medicaid waivers for AL at all. Other states do waivers but have very narrow waiver requirements for vendors & a consequence of this is there are very few AL that participate in the waiver program and so for those that do their residents do usually 2 years of PP before a AL Medicaid bed can ever open. If mom spends all her $$ now, who is going to private pay her bill?
How much $ are you talking about, 15k.... 50k....150k.....
Or is this about MIL in Section 8 type of independent living senior housing?
A ? for you..... how did it surface that mil was “over”?
And is it the situation that sec 8 administration / housing staff is now actively looking at financials of residents? So mil was basically salting away $ each mo as she really doesn’t have things to spend on, her housing & utilities are covered, she’s got public transportation..... she really just has food & toiletries costs& her $ never has been an issue, but it built up and now it is “over”. Is that it?
It sounds like she’s being told to find something that’s a recurring debt - like a car or credit card payment - so that each mo she stays under the allowable income / asset limits. Is that kinda the situation.?
There’s a number of things she could do.....but what’s better depends on:
How much $ each mo is she over?
AND
Is your mil more than likely fine living in her section 8 for another 2 or 3 years?
Or is she in poor health & your thinking AL happening soon?