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Oh dear god, never comingle funds. Open your own account.
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NO! NO! NO!

This is NOT professional behavior. In addition, once the money is deposited into the client's bank account, then it is the client's money, not the caregiver's. If you remove the money on behalf of the client, then you could be challenged at a later time that you embezzled from your client.

If the client applies for Medicaid, you will have to give him back all the money, because it was HIS money, as soon as you deposited the check into HIS account.

Go to a credit union or a small local bank and tell them that you need to open up a bank account. See what they can do for you. Most credit unions and banks allow check deposit via phone.

P.S. This is one of the ways that people get scammed (or are you the scammer?)
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Commingling funds is a bad idea.

Perhaps you could explain what you are trying to accomplish.
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No.
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There are so many reasons why this is not a good thing. Medicaid has been mentioned, they consider any account with the recipients name on it are theirs unless can prove otherwise. If they die, the acct is frozen and then u cannot get to what money is yours. The client should not allow you on their acct at all.

I would wonder why u even think this is a good idea. Get ur own acct.
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