Mom is staying in NH long term. She has 2 bills that need to be paid monthly, her supplement insurance bill and life ins. bill. The NH said as a courtesy they will pay the bills when her S.S. starts going to the NH. I would have to change the addresses. Has anyone ever done this? Would it be easier to just send a check with the specified amount to the NH and I just keep paying the 2 bills? The NH said I could do that but every 6 months I would have to renew her Medicaid, and it would be just easier to let them have the SS and pay the residents bills.
I'm surprised about the life insurance policy. Isn't that usually considered a countable asset? Or does she have a spouse?
Mother's County retirement check was direct deposited to her personal checking account. I wrote a check for that amount and deposited to the Miller Trust Account. Then wrote a check for that total amount to the Nursing Home.
That is the way Medicaid wanted it done so that's what I did.
A year later Mother qualified for "Extra Help" or some Medicaid program and her monthly drug charges disappeared. So at that point I was able to drop the Medicare RX plan.
This crazy process went on from 2012-2015. Medicaid renewal was once a year.
I never had Mother's SS check turned over to the Nursing Home.