Parents can no longer live where they do. House is too much to maintain and mom keeps falling. Mom is 76 with diabetes, CHF, about to go on dialysis. Dad has CHF, diagnosed 5 years back. Had valve replacement and stent last year. Fatigued at times but ok generally.
A few years back I suggested my parents move down. Now that they know they need to move, they want to come down and live with me. They would sell their place and give me the $$ to buy a bigger place for us all to live together (I’m divorced with 2 daughters...7th grade and 10 grade).
Actually it is more my mom that wants to live with me. My dad just doesn’t want to shovel or do any house maintenance except load the dishwasher. My mom is worried one of them will pass after moving in to AL and then be lonely and unable to move anywhere else.
If this were a few years back, it would have been ideal. With Covid, house prices are ridiculous! It will be difficult to find something that we can all be happy with in our price range without moving my kids from their school.
Where do I start with this whole process?
Your parents are fairly young. If they have health issues that require further care they may need Medicaid so do be careful joining your financial situation together . You can’t predict what their future health needs will be.
Only you know everyone’s personality and how they would do living with you and your daughters
Also they should have a living will
to allow you to take care of them
using their wishes about medical and end of life issues.
My dad was 91when a two week hospitalization resulted in total loss of his independence and dementia
Beford the pneumonia he was driving , shopping and living independently. He had so much energy he put us all to shame
That changed quickly
Have a good discussion with both your parents. Maybe Dad is done with house maintenance and feels he may be expected to do that,
Again you know the personalities of all involved.That’s a big factor .
Best
Maybe a nice independent living which graduates into an AL and then LTC. My Aunt lives in one in Fla that they have a smaller home, then an AL and LTC. If needed, she can use some of the benefits of the AL but she pays for them. Grounds are kept up by the Community. My SILs Mom was in an IL where she went down to dinner, had transportation and activities.
Just tell Mom sorry but I don't think us living together is a good idea.
The very first thing you need to do is see an Certified Elder Care Attorney, with your parents. The attorney will set a path that you all can follow, money wise.
I second, third, fourth & fifth everyone else’s advise - don’t move them in with you!
If you find that your house will not be ideal, talk to a real estate agent about a home that is "universal design" which will accommodate all disabilities and not look like a nursing home.
Moving in to a Senior Place should be the last resort!
Maybe they could downsize and move into a Senior Apartment.
You may think about having a Live In stay with your parents.
Im sure if you kept looking, you would find another house with an extra bedroom for your parents.
Maybe You could have a room built on the house that you have now for your parents.
Praters you do the right thing by them.
Seems a lot of the people who ask questions either don't have a heart for the one's who dropped everything for them and sacrificed most of their lives for their children.
Right away the want to get rid of them and place them in a home. ( Some just because they repeat themselves.) So sad how most think now of days.
Place them in a home where they can't have visitors, and more than likely die due to Covid-19 alone.
I'm sure they will be there to collect their money!!!!!
PLEASE read the wonderful advice of the previous posters. Do not let your parents move in with you, do not use their house sale $ for a bigger house for all of you. You will regret it!
The proceeds from the sale of their house should be used for them to live in a facility. Because of your mother's impending need for 3x/week dialysis, she would be better-suited for a facility than in an apartment.
if she is about to go on dialysis, she will need to go 3 times a week. Additional care associated with that may either put her at a higher level of care or disqualify her from AL all together.
Covid is an issue but people are still being admitted although the activities and options in facilities have changed. If your father only wants to put dishes in dishwasher, someone else (you) would have to buy the food and cook the food to put on the plates to eat it. Don’t do this. Your time is better spent on your children.
I assume you still work, so let's say you buy a big home, they move in, you are working and mom keeps falling. She breaks a hip. Has to go into rehab and then likely into LTC. Now you have a bigger home with a bigger mortgage and no money to pay for her care. This is a bad decision all around if you look at the future which is staring you in the face. Do not do it. And do not let the word "guilt" even enter your mind. Be rational, think of long term projections, let your head rule what is in best interest of all. Good luck
That would put them both together in assisted living (or other facility type) to transition, meet other people at facility, and maybe be ok with staying on after one passes. Try to find something with activities that would keep them engaged.
One thing you do not want is to have them live with you. They will become the focus of your life and you will have no privacy from one another. If they move nearby, that will be a much better circumstance for everyone, but they will still require more of your time than ever before and will increase as they continue to age. If they are well enough, an apartment might be the first step.
My Mom and her three sisters moved here in the mid 90s into their own apartment, and slowly changed my life in ways I never expected, most of which were not good. They inserted themselves into every aspect of my life, affecting both personal and professional decisions. Now it's just my Mom left a 93, and even though she doesn't live with me, she is very demanding and keeps me from living my life without her constant insertion and selfishness.
Even the nicest of parents will still have needs for which they'll turn to you, and you have to think of now as well as later and how you want it to work out the best for all involved. Clearly thinking about the factors and each person will help you set boundaries that you can live with as well as to enjoy your parents moving nearby while still maintaining your life.
I wish you and all of us caring for our loved ones the best!
Next step: location location location. What kind of properties that would suit your parents are available near you? Have you had a good look? Keep an open mind - could be a retirement community, an ALF, even just an ordinary house or apartment provided it's close enough to all the relevant amenities and services.
And breathe deeply! There are many options, not just the either "with you" or "in ALF and die lonely and miserable." How far have you got with local research?
Also, why would moving to an AL now mean that one of them coudn't move elsewhere later?
I found that when we started the conversatiin with my mother about looking for alternatives to living in her isolated suburban home, she had LOADS of inaccuarate preconceptions about how the financial arrangements worked. She kept telling me that you had to have "one million dollars in liquid assets and you have to sign them all over". Apparently that was true of one particular country club level, top of the line CCRC in Westchester, but it was not the norm at all.
First step, contact an elder law attorney to learn about legal issues with the elderly and get those powers of attorney, etc done.