I have explained to her how dangerous it is for her to talk to people she doesn't know. I have given her printouts of stories where elderly people have been taken advantage of. But, she continues to do it. Her memory has gotten really bad, so I know she forgets. And, I also know she misses her friends and is hoping the call is from someone she knows. How do I protect her?
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If someone you don't know calls --
"My daughter handles all my money, you really have to call her, at xxx.xxx.xxxx. Thank you and have a great day"
You can cut down on this by switching from real phone service to VOIP or cell. You can transfer the number if you want to keep it. Both VOIP and cell have much better filter options for filtering out scammers. That's why there is much less telemarketing calls on cell phones than hardlines. If you want, you can even setup a VOIP service to work exactly like a hardline. Your mom can even use the exact same phone. She'll never know it's VOIP.
You can program them so that authorised numbers get through without being intercepted, I believe (I don't have one myself, my SIL has and I think I'm on her approved list!).
It’s not always from the same number as the number patients call, so it’s tricky.
Block numbers. I receive so many robo calls. Blocking does no good because another one pops up. It’s such a pain.
NoMoRobo.com is free for VOIP lines, but I think there's a monthly fee for cell phones. It isn't available on landlines as far as I know.
Well now with the dementia she never even answers the phone. EXCEPT a couple of weeks ago. Someone called and asked her for her SS#. She couldn't remember it so she went and got it out of her purse and gave it to them. The caregiver arrived just as she repeated her SS# to the caller. Of course it was on caller ID and when you call it it is a number that is not in service. I spent an hour on the phone setting up Lifelock.
When I asked her why on earth she would give her SS# to a scam artist on the phone! She said well he asked for it. Ahhhh dementia.
I would have spent that hour freezing her credit and banking reports. It's free to do now and happens instantly. That's the best way to avoid the big consequences of identity theft. Everyone should freeze their reports regardless of age. There's no reason not to anymore. Before when it cost $10 a pop and took days to unfreeze, it was costly and a hassle. But now you can freeze/unfreeze for free and it happens instantly.
You can get credit monitoring for free. Some credit card companies offer it.
On my Samsung, I have it set to Do Not Disturb. By doing that I can tell set it for contacts only ring thru. I can also block a certain number.
I have caller ID on my landline phone. I only pick up those phone # and names I know.
I too drumed it into my Mom that when asked for money or info she was to say her daughter handled her finances. And she did this. My DHs Aunt lets them talk and then tells them she is not interested. I tell her just hang up.
Get her used to saying that she is the babysitter, the parents will be home later. can I take a message? If they say anything but yes, just hang up the phone. No reason to be nice.
It's my granddaughter,, got to get it... It works for her. I think you have to enter the names for phone to recognize... Not sure. One Man called my mom when I was visiting.. I was so angry. I called him back and said: How Dare you ask a senior citiszen for her Social Security numbe.r Don't you have a mother? How would you feel? It still angers me there are people out there doing that stuff.
Maybe a cell phone with those important people in the contacts. Their names would be on the screen when they call. Different ringer sounds can be set for the people on close friends list, the rest of the callers could be set to something that doesn't sound like a phone, like a water drip, etc. Once the memory gets worse, nothing will work...
I was unable to ever convince her that these were not friends, they were people trying to get money from her. Sadly, she often made donations that she really shouldn't have. Any time I tried to tell her otherwise, she shut me down.
I finally got tired of beating my head against the wall. It really was her money and I had to allow her to talk to people that weren't thinking of her best interests.
When my LO started having trouble with financial things, I didn't realize the extent of it. I knew that she divulged way too much information to store clerks about her bank accounts, like how much was in them. Then, she started chatting with people in parking lots who asked her for cash. She could not resist their pleas, which was dangerous.
THEN, one day she called me in a panic and said that she had really made a mistake. She had let TWO complete strangers into her home and gave them her ss#, bank account info, driver license, date of birth, bank card no., etc. AND signed a contract for a home security system! I immediately went to work to confirm their identity and they were legit, but, what if they had not been? They could have wiped out her assets or harmed her. At that point, I knew that she was not able to resist exploitation. At some point, they are not able to handle situations like that.
With mom's hearing issues and memory issues, I think the easiest solution is to set up call forwarding and have ALL calls go to your phone. More than likely most, if not all, calls are crap. How often do her friends call? Does she initiate calls? She would still have a phone and could call her friends, if she is capable. If the friends happen to call and get you, explain the situation and then tell mom you ran into this person and they would like to chat - mom could call them. You could also warn them upfront, so they are aware.
I also agree with the suggestions to freeze credit. I did this years ago for a specific reason, but it is even better now that it is FREE. Because of the reason why I needed to do this (idiot at EC atty office sent my SS via email!), I have alerts on EVERYTHING! So far there has been no issue, but I plan to keep it as is! Most elders won't need to have their credit accessed for any reason, so freezing it would likely be a one-and-done. Taking a credit card away might be wise, providing them with a debit card that requires fill-up and is kept at a low balance. Taking SS card might work for some, but even with dementia, SS # is a long-term memory. Mom could still spew her # from memory despite dementia. Remember back in the day it was needed for just about anything you did? I even have my son's memorized because I had to use it every time I had to pay this tuition. It is nice that Medicare changed to a random number, removing it from access there, but the SS # is more important.
I would contact her phone service provider and ask for any call-blocking AND to have all calls forwarded to your phone (the blocking might reduce the number of calls you get!) Regardless of robo/spam calls being made "illegal", until they find a way to really stop it, it will continue!