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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Mostly Independent
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Nonniev, I agree with what Tothill had written... time for you to use the Power of Attorney as your Dad is mismanaging his money. You need to be in charge of his checkbook and his bills. Hope he doesn't put up a fight. Any money left over, give Dad an allowance and the rest go into savings.
Just curious, why is Dad sending this women money? How did he meet her? Is she charming money out of him? Or does he owe her money?
I would also worry about later down the road when Dad needs more care, and he will, that's a given. Medicaid [which is different from Medicare] will see that Dad could been gifting money to this woman, and that will cause Dad to be self-pay for a short time if he moves into a nursing home.
Unfortunately, the "gifting" thing with Medicaid may be too complex for Dad to understand. And like most elders, they don't think that far ahead when it is time to leave their home and go to senior living, if there isn't anyone able to care for them. A senior caring for a much older senior can be extremely exhausting.
In your profile you say bills are not being paid, whose bills? If you have POA for Dad why are you not paying his bills with his money?
Has he had a neurological assessment?
If your POA allows:
Open a new bank account and have his pensions go into it
Pay his bills, keeping detailed records.
Transfer what is left over into his original account for his spending money.
But first, you need to talk to the lawyer who set up the POA and find out what you need to do about the 5 year lookback. Dad may have created a situation in which he is not eligible for Medicaid in the future.
POAs usually only come into effect if the person is found incompetent. If her father is of sound mind, she has no authority to do what you have suggested. You can't call SS and his pension holder and say you want to change his acct info. I don't think SS excepts POAs. Pension plans will want to see the POA and probably proof of incompetence before they make changes.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Just curious, why is Dad sending this women money? How did he meet her? Is she charming money out of him? Or does he owe her money?
I would also worry about later down the road when Dad needs more care, and he will, that's a given. Medicaid [which is different from Medicare] will see that Dad could been gifting money to this woman, and that will cause Dad to be self-pay for a short time if he moves into a nursing home.
Unfortunately, the "gifting" thing with Medicaid may be too complex for Dad to understand. And like most elders, they don't think that far ahead when it is time to leave their home and go to senior living, if there isn't anyone able to care for them. A senior caring for a much older senior can be extremely exhausting.
Has he had a neurological assessment?
If your POA allows:
Open a new bank account and have his pensions go into it
Pay his bills, keeping detailed records.
Transfer what is left over into his original account for his spending money.
But first, you need to talk to the lawyer who set up the POA and find out what you need to do about the 5 year lookback. Dad may have created a situation in which he is not eligible for Medicaid in the future.