My dad was covered at 100% when he passed so my Mom receives a monthly pension as a surviving spouse. I’ve searched online and there are mixed answers as to whether or not Medicaid should count this pension. The Medicaid rep wasn’t even sure but her boss apparently came back and said to go ahead and count it. She receives Champ VA and we pay for Medicare but neither cover in-home care or Long-term care. I was hoping to get her approved for Medicaid bc her pension and SS are not anywhere close to enough for long-term care. or a nursing home. She will need Medicaid to go to a nursing home but apparently medical and long-term care are different coverage. If they count her VA pension it puts her over the income maximum to be approved. If you have any experience with this please advise.
You should know that every case is individual and esp. given that each state is different. I would see an elder law attorney for options here.
The pension is income, not an asset, I believe.
Where my BIL is in a memory care NH the rates for a day run $260 a day it comes to $7800 to $8060 a month. So being on Medicaid is the right choice because he doesn't have that amount with his finances.
Medicaid wants all income whether its pension or social security. What comes in Medicaid needs to know.
Have you checked with the VA on care for your mother because some VA benefits offer care in addition to what your mother has. I know of a situation where the VA came in and provided care for an individual also had an account set up for that person to pay for other things needed. I would check with them. Have your father's DD214 so that you can see if there is any help out there for your mother.
Prayers.