My mom is 86 years old. When the time comes, I will place her in a nursing home, though she has said she doesn't want to.
I DO NOT want the responsibility of being the caretaker. I am the only sibling here. How do I prepare for this next phase?
She has excellent insurance, so I'm wondering should I start interviewing N.H. now?
They really like where they are, have made new friends and attend the activities. We would have engaged them more in the search however, they were being moved from AZ to Florida. If I were you, I would do the initial search narrow it down and then take her to see the best options.
If it is correct, then with respect this is not your decision. It is for your mother to plan her own later life and end-of-life care. You can make it clear that you will not participate, and you can stick to that, but you cannot choose to place her in a nursing home without her agreement; so as she has excellent insurance I should start researching what other options are available to her.