They both need assisted living in a retirement community as they have led sheltered lives the last 25 years. They are friendless as well as penniless. My husband and I can’t help as well as two other siblings. As well. We have no other living relatives. They are on Medicaid so finding them adequate housing has been challenging. They need some type of life by being around others but most retirement homes/assisted living communities do not take Medicaid or have a 1 yr-3 yr spend down. (If they had money for a spend down they wouldn’t be on Medicaid). We have tried all over the state and going through the state’s website. Made a tremendous amount of calls and still we can’t find a place that takes Medicaid now. So what do we do? We don’t want them too far from us, but our circumstances will not allow us to take care of them. They have no life insurance to help either. We’ve tried the aging and disabled site with no help. What do we do? They need to be around others yet get the care they need and deserve.
Sorry to say that Medicaid does not pay for Assisted Livings or Memory Care. In my State Medicaid may if you have at least paid privately for 2 years. Then its if the AL takes Medicaid and if they do, they only except a certain percentage of Medicaid residents. My Moms had 39 rooms and only allowed 14% Medicaid recipients. Thats about 6 people.
You say nothing about the age of your parents and their health problems. If they need 24/7 care you may have to look for Longterm care that Medicaid would pay for. You need to have their PCP evaluate them because he needs to sign they need 24/7 care.
If your parents have been sheltered for 25 years, don't expect them to suddenly become social. After 25 yrs they have probably lost the ability to socialize. The only thing you can expect is that they are cared for.