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Why is Mom not in Assistant living at least. With her health problems that should have been her first choice. She would not need 24/7 care maybe just a daytime caregiver if her care exceeds what the AL can do. She would have the ALs aides for evenings and nighttime. If she is paying $20 an hr for aides that would only be about 14,500 a month for aides. Going by what u said 25k, She is now paying $348k a year in aides and rent. If she moved to an AL at lets say double 8k a year with one shift of aides it would only cost her $154,240, a difference of about $194k a year. (I figured $20 an hour for aids.) If Mom is spending 25k a month thats about $35 an hour. Thats high for an aide but not for an agency. I did the math quickly so may be a mistake. But you can see Mom is paying more than she needs to. With an AL a RN is on duty during the day at least. Other times maybe an LPN. Mom gets her meals so no cost there. There are activities to get her out of her room and some socialization.

"Ms itself is rarely fatal, but complications may arise from severe MS, such as chest or bladder infections, or swallowing difficulties. The average life expectancy for people with MS is around 5 to 10 years lower than average, and this gap appears to be getting smaller all the time."

I am surprised at the above because I thought the new treatments were prolonging life. A friend of my daughter gets a bi-yearly shot that costs thousands of dollars. She says she will always have that debt.

Just going to be realistic here. My cousin was diagnosed with MS when she was 50. (Signs were there before diagnosis) She passed at 70, 13 yrs ago from respiratory problems. If your Mom is bedridden, with diabetes and already a health scare, I doubt if she will need to worry about a NH. My cousin stayed as active as she could. She had a great husband which may have been the reason she lived till 70. Her bed sore is caused by being in bed all the time. Having diabetes means that sore will either take a long time to heal or not heal at all. Diabetes causes bad circulation in the legs, Your Mom doesn't move to help with that circulation. So what happens is gangrene starts in the toes so they amputate. But most times, a leg ends up having to be amputated. By not moving around, she may end up having respiratory problems. I bet she is overweight too.

If she still has that sore, an aide is not capable of caring for it. They need to be able to spot any problems, like dead tissue, and they are not medically trained. Mom should have a wound care Nurse checking on it. If not, I would have her Dr. order in home care.

You will not change Mom or your brother. You do not have time to care for her anyway. Your family comes first. I think there is some guilt here on ur part, let it go. Mom has the money and brother has the time and thinks moving in is a good choice. It may work for them. If it doesn't, he can move out and she goes back to f/t aides.

P.S. just reread your post and saw where aides were 20k not 25k. That changes the $348k to $288k and $194k to $134k. Which still
means she saves. Changes the hourly rate on aides to $27 an hr which is still high for a private aide but if agency may not be.
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Kris819 Oct 2022
Hi JoAnn! Thanks so much for your response! My mom will not qualify for Assisted Living because she has a catheter and cannot transfer from the bed to a chair by herself. That really would have been the perfect solution—I apologize for leaving details like that out. The $25k a month is a round about number for her rent, sitters, plus groceries and other bills. The sitter service charges more than $20 and hour for holidays and weekends. $20 is their base rate. And if a nurse from their company comes to check on her that is higher as well.

The wound is just about healed. She has been in wound care for over a year. You are right, the diabetes has made it such a slow healing process. That’s another reason she wouldn’t qualify for AL. They will absolutely not accept anyone with any kind of a wound. She has home health from the hospital come to check on her weekly and still has weekly visits to wound care.

The thought that my mom won’t live for much longer has crossed my mind a dozen times a day. I consider just letting her stay where she is, even if it burns her money, she won’t be around for much longer anyway.

My husband and I have chatted about this today after reading all of your comments and have decided we will meet with her and my brother and tell them what our boundaries are, and that mom’s care is up to her. After we have done that we are washing our hands of the situation. Our marriage and children come first. My mother poured herself into caring for her parents towards the end of their lives and expects the same from me and my brother. But my brother and I were both grown when my grandparents passed. And my parents are divorced. So those are definitely different circumstances than my husband and I have.

thank you so much again for your time and your response! You’ve helped me think through a lot!
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I think you got a lot of good advice here. Research a few places and do the math for your mom and brother. You can't make them do something they don't want but you can say your peace and then wash your hands of it. Make sure they understand that at no time in the future when funds start to run out that you will be Plan B. They will need to live with the consequences of their decisions.
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Kris819 Oct 2022
Thank you so much for your response! Just hearing other people validate me means so much. I do have a lot of guilt with this, but I think setting clear boundaries that I’m not their plan b is so important.
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You can't change others' minds. If this is how she wishes to spend her money,then perhaps Sepsis will "let her out of life" before her money is gone. It did for my brother, and that a small sore on his shin no one knew about. Boom. Gone just like that. So she has made her decision. I hope you won't enable this in any way by participating,but with 24/7 care sounds like you aren't and don't need to. You have your opinion and you gave it. Don't for a second consider hands on care. You are likely correct that the money will be gone soon enough, and at that point she WILL be in care whether it is what she wants or not. Just relax, live your own life and back away; let her live hers. I wish you all the best.
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First of all if she's paying 20 grand a month for 'sitters' she's getting ripped off royally. For that much you can have a nurse working full time for her an aide.
Also, you make no mention of your mother having dementia or being mentally incompetent. If her mind is still sound, she has a right to decide her care plan and where she will live. She's also paying for it.
I'm sure you want only the best for your mother but really, back off. I totally understand why she doesn't want to go to a nursing home. Do you know what happens to a sound-minded person who gets put into long-term care in a nursing home? They don't stay sound-minded for long.
As for your brother, he's a grown man and can decide for himself if he wants to give moving in with mom and give it a try with hired help. That's his decision not yours.
From what you say here about your brother and the actions your mother has taken to plan for her own care needs, no one has asked you to do anything. Back off before you become the cause of hard feelings and discord in your family.
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Kris819 Oct 2022
I would be more than happy to back off and let my mom and brother make these decisions. The problem is that the decisions they make are poor ones. I can’t hire one nurse for 24/7 care cheaper than what we are paying now. It’s $20 an hour. I think that’s pretty standard or below hourly rate for a nurse. Staying in an independent living situation and flushing so much money down the drain is not wise. Sticking a bedridden person in a house with sitter care is not wise. My brother does not make wise decisions. Then what happens when the money runs out and they are backed into a corner? Guess who they will call? Me. I’m trying to be proactive and do what is best for my mom in the long term. I suppose if I set boundaries and give my opinion on her care I can release myself of guilt when their plans inevitably backfire. But that is a lot easier said than done. She’s only 63. Spending at this rate will not cover care for the rest of her life. Thank you for your response though. It’s helpful to get insight from other people as none of my friends are in this stage of life yet. 🙂
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Right now she is getting 24/7 one on one care. She will not get that at a nursing home. She is only 63 years old and I assume she is quite capable of determining where and how she wants to live. It is her money. She runs out, well, then she can apply for medicaid for nursing home care. Sometimes quality of life is more important than money. The best nursing home in the world cannot compare to the kind of care she is getting now. As long as you stand firm in your decision about what you are willing to do for your mom, I do not see a problem.
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Kris819 Oct 2022
Thank you for replying. Standing firm in my decision and setting boundaries seems to be the consensus from everyone. I truly appreciate your insight and feel better after reading your responses.🙂
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Your brother has a co-dependent relationship with your Mom. This is dysfunctional. You can tell him as such, not that he'll care or act upon it.

I agree with sp19690 that one strategy is to "do the math" for her. The other strategy is for you to do a little research into a reputable local facility to visit and take your own videos of the grounds and inside, and provide the paperwork to present to them both. It will be less expensive than 24/7 privately hired care in the long run. Facilities offer more social opportunities and activities, which is better for her mental health as well.

Finally, you tell your brother there are other, better solutions for your Mom's care and that unlike with your own Mom, your spouse and children are the priority and you are not willing to participate in increasing levels of care orbiting around her when there are other solutions. You don't have to give them any other answer except "no". And then only participate to the level that is acceptable for you. Ignore their threats and whining. Direct any needy calls from your Mom to your brother.

She will probably threaten you with disinheritance at some point. Don't let your life be controlled by this. My Mom and Aunts did the same (for a different reason). When I called their bluff and told them I didn't care about their money, the manipulation stopped and they never threatened it again. FYI I did not get disinherited. In most cases it would require the effort of them getting to an attorney and paying to change the paperwork. It's usually a totally empty threat.

Keep your boundaries to protect your family. You're not wrong at all for doing so.
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BurntCaregiver Oct 2022
@Geaton

The mother is 63 years old and is of sound mind. She is still capable of making rational decisions.
If she does not wish for her care to be done in a nursing home and she's paying for it, then it is her decisions.
As for the co-depende relationship she has with her son, do you know these people personally? So, you don't know what their dynamic is.
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Unfortunately you can't convince them of anything.

Maybe if you show mom and brother how long her money will last based on her monthly expenses of 25,000 a month and how much it would cost for your brothers idea of moving her into a house with 24/7 aides and how long the money will last it will snap them into reality.

After all once the money is gone she will not be able to afford 24/7 help in this place and you are not going to do the in home care for her or give her money to finance laying on her ass all day while people wait on her.

What a shame she did this to herself but she will have to live with those consequences as will your brother for enabling her.

Let them both live in that hell they created for themselves and don't get sucked into trying to fix it or make it better.
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Kris819 Oct 2022
Thank you so much for replying to me. It’s helpful to ask these questions here as none of my friends are in this stage of life. I really don’t know why I worry so much about it-you are right, if they want to try my brother moving in then I guess I can say my peace and wash my hands if it. I just know they will call me to clean up the mess when their ideas inevitably fail. Sigh. Thank you for your encouragement ❤️🙂
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