A bad side effect of caregiving my parents has been that I am becoming more and more afraid of getting old. Watching what they have gone through has let me know I do not want to go through the same thing. It has made me hope that I check out of life before I get old.
Let's all go into a hut and get STONED together! What a way to go out of this world!
After a lifetime of denial, can I really expect candor, openness, and willingness?
I plan to discuss every possible possibility with my daughter next week! And, yes, I have made elaborate financial plans.
LOL I have given my kids two choices when the time comes. 1. Put me in a corner of the hut or 2. Put me in the dirtiest, vilest nursing home they can fine, turn and walk away not looking back. I will be dead in 6 mo and that will be soo fine with me. Yes, I have spent far to much time dreading my old age and dreading the position my children will be in some day. Praying for the return of Christ.
Yes, things would have to change. Fertility would have to be strictly monitored. Adoptions would be more common, at least initially. Since the population would have to stay pretty even, people couldn't just have kids whenever they wanted. People would have to keep working. I imagine that you wouldn't be able to retire, but some alternative like a sabbatical would be more common.
All this assumes people would no longer die from disease or aging.
I'm actually kind of neutral when it comes to getting older. I have some health issues already, but I keep reading about how our knowledge is increasing exponentially. Some scientists have predicted biological immortality by 2040, some later, some never. I'm hoping it will at least happen in my lifetime that they can reverse the aging process. They already have some ideas. If I live til at least 80, I think I could have a chance :)
I know, I know, some people think it's science fiction still, but how many of the modern things we have today did they see 100 years ago? 50? Heck, some things they didn't even see 25 years ago.
So, while I may suffer a bit today, I can always look forward to tomorrow.
Your advice about long term care insurance should be posted on AC as a permanent source of information on this topic in a place that is easy to find.
If you are over 65 and getting medicare you should be able to get a policy that will be less expensive for you. we have BlueCorss PPO policies and the premium is $135 amonth each. PCY visits are $10 and specialists are $40. things like an MRI are $125. Co pays on meds are also low as long as you have meds from their tiered formulary. Psychiatric care is as yours very restrictive and co pays are in the specialist levels. hubby can go to Psychiatrist and psychologist every 6 weeks at $40 each. if any of thet helps. We are in Upstae NY so every BCBS is different. another option might be United healthcare through AARP. LAT TIME I LOOKED THEY DID NOT COVER PREEXISTING CONDITIONS FOR THE FIRST 6 MONTHS BUT i BELIEVE THEY ARE NO LONGER ALLOWED TO USE THAT RESTRICTION. sO BEFORE THE NEXT open enrollment in the fall you could check that. also they are nationwide so you are never out of network at higher copays
If living with others doesn't interest you. There are also professional guardianship and care management services. In Washington state, they are licensed by the state. Don't know if they are available in all states, but they should be. They are people who step in to help find you so you can live your life the way you want as you age. They can help pay bills, find in-home caregivers, or manage your estate. This is also a growing trend. A woman, who does this locally, got started after she did this for her mother and realized there was a demand. A new profession for some of us?
i hear you but "just writing a letter to our political representatives" seems like a, pardon me, fart in a wind storm. Are there organizations that could use our letters, signatures, etc. that you could recommend? I mean aside form AARP?
Sincerely and thanks.
I have been thinking about that,too. Is it possible? legal? How does one do it? Need an elder lawyer?
I mean, what happens if I have, say, three of us in a house and then I die? what happens to the others? to the house?
I've reached a place of peace about my past and present thanks to about 12 years in therapy which I'm continuing.
I still have my down days, but I don't stay down as long as I used to. I even have days where I just don't sense any focus of direction for my life and wonder why keep even going on, but I don't give up.
I know that I have focused here in writing on the painful parts of my life, but there have also been good parts of my life. At this point, I chose to focus more on the good parts of my life.
Anyone here feel this way about aging vs dying itself?