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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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My mother has to go to a nursing facility for therapy her out of pocket expense will be approx. 10,000 her income only consists of ss. She does have supplement insurance. When her funds run out are myself and sister resposible for her debt because we are both power of attorney?
It depends. Are you listed on any of the debt accounts? If so you will be responsible. If you are not on the accounts then your responsibility is to pay the bills as the funds are available and manage the money the best you can. When the time comes and they are gone the executor of the will is responsible in being sure any remaining funds are dispersed correctly. If there is still debt the creditors are notified and have no recourse. Sometimes our parents make messes that we can't fix. Good luck.
Typically you are only responsible for accounts your name is on, but that is a real issue if you have put your name on them just to help manage them, as my cousin did with my aunt's bank account and some credit cards, and she got clobbered. Do the managing as POA and via setting up web access instead. Filial responsibility laws exist in some states where Medicaid can come after your assets, but POA does not change that either way, typically. Getting to a competent estate planner or eldercare attorney is usually worth the expense if you can.
About the auto accident suit...unless they are going to claim you should somehow have stopped your MIL from driving, I don't see what grounds they would have, but they may just be either confused or ethics-challenged and trying to intimidate you. I have one of those monthly subscription legal prepaid things and they usually get to the bottom of nuisance things like this pronto. Here's hoping you don't have to "lawyer up" if you don't have one of those to fall back on.
my mother is in a nursing home her assets are 2000,oo she applied for mbut did not sign on to pay out of my funds for my mothers debt what can I doedicade in January and after several mistakes that they own up to the nursing home called me today and I was told that I owe them12000.00 and that it would go into colletions if I the daughter don't pay I am power of attorney
Thank you so much for responding on this issue. I am not on any of my Mothers accounts and this has been a deep concern for me for along time. Glad I could finally find an answer to this question! claw10
My parents do not have a will, and the only assets they have are 2 small group universal life ins. policies which we are counting on to pay for funeral arrangements. They do not have any arrangements made either. I am very worried about this, as my dad may face long term health care in a nursing facility. They also do not have any lawyer. What happens to these policies?? Do I make myself the beneficiary? I am power of attorney along with my sister. Help!
am I the daughter and power of attorney responsible for 12000.00 owed after she was medicade approved medcde was applied for this past January I have been giving the m her ss and pension since she has been there her assets are below 2000.oo and owns no property
My mother-in-law died as rhe results of at an at fault accident. I am not her POA, nor her personal representative. I have not signed anything. I did turn in the accident info to her insurance info to help the people that she helped get their clai settled. They are suing me now. Is this possible?
Sizemoe777, it is possible for anyone to sue anyone over just about anything, but that doesn't mean they have a good case and might win. Were you involved in the accident at all? What is the basis of their claim?
If you're having legal issues you need an attorney. If you're NOT on the accounts as a joint account holder or jointly responsible for a debt, you're not responsible. If you never signed anything accepting responsibility, you are not responsible for the debt. When a person dies, their executor should use their assets to pay their debts, and if there is anything left over, it is distributed to the heirs. Insurance policies are distributed directly to the beneficiaries and are not part of the estate, UNLESS there is no beneficiary, or the beneficiary is also dead. Also, when a person dies, any POA that was in force during their life expires immediately.
Collection agencies of any type will tell you just about anything to try to make you believe that you have a financial responsibility to pay these debts. Unless they can provide you with documentation that you signed accepting responsibility for the debt, you do not have to talk to them and can demand they stop contacting you.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
About the auto accident suit...unless they are going to claim you should somehow have stopped your MIL from driving, I don't see what grounds they would have, but they may just be either confused or ethics-challenged and trying to intimidate you. I have one of those monthly subscription legal prepaid things and they usually get to the bottom of nuisance things like this pronto. Here's hoping you don't have to "lawyer up" if you don't have one of those to fall back on.
claw10
Collection agencies of any type will tell you just about anything to try to make you believe that you have a financial responsibility to pay these debts. Unless they can provide you with documentation that you signed accepting responsibility for the debt, you do not have to talk to them and can demand they stop contacting you.
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