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My wife of 49 years is in early stage dementia. Over the last 6 months it has been difficult. I cannot give up on her as I love her despite the hurtful comments she makes. At times she makes me angry and confused abut what to do. LT care insurance is unavailable and unaffordable, cannot afford monthly assisted living costs but so many encounters with hospitals, police clearly means a change is coming and I need help dealing with what to do and when and help deciding how to protect some minimal assets already included in a estate plan with children(adults) who are beneficiaries. I don't want a divorce nor separation but I have my own health issues to deal with and want her protected. What can be done?
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Rudy, see an attorney specializing in Elder Law. The specialty is critical. Such a lawyer can explain all your options and ways to protect any assets that can be protected.

I am sorry to say that many people who planned to leave a financial legacy for their children simple cannot maintain that plan in the face of serious illness. But a lawyer is your best bet for seeing that your wife has the care that she needs and that you are not impoverished.

And, yes, lawyers do cost money. But making serious mistakes can cost even more!
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