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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My 75 year old dad has no will or POA. im the one who does everything for him I need proof for the bank so they will add me to his account. What do I need? And where do I get it?
Is your father still competent? If so, have him go with you to the bank and sign the paperwork. The bank staff may need to talk with him alone to verify that you are not coercing or taking advantage of him.
And if he is still competent, insist that he go to an attorney to assign you his POA.
If he is not competent, then you'll need to talk with the bank about what they require. You may need to go to court to get conservatorship and/or guardianship.
You may know this but in case you don't, the POA expires upon death. Then the will takes over and the Executor assigned in the will has the authority and responsibility for making decision, as dictated by the will. Often the POA and the Executor are the same person, but not always -- those would be up to your dad to assign. If there is no will, then his state law will dictate how his asset are distributed, which may or may not be what he wanted.
Banks each have individual policies regarding this BUT you most likely will absolutely need to be his FPoA and/or bring him in to the bank in person so that he can approve you being made joint on his account. Banks are very sensitive to elder financial abuse, so they are very protective of their clients, especially coercion from family members.
If he won't agree to this then other solutions are conservatorship or guardianship.
The Will is another issue and only comes into play after he passes. If he dies without a Will, this is called Intestate. His "estate" will go into probate and his next of kin will be allowed to inherit it as per the courts. This also can vary by state.
The answer is very specific to your bank. Banks generally won't do this without a POA, so if your bank is offering to do it "with proof" you'll need to ask them exactly what they require.
Regarding a will, once he's passed the estate will go through probate if there are enough assets and the estate will be distributed to next of kin however the generic way your county or state does it.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And if he is still competent, insist that he go to an attorney to assign you his POA.
If he is not competent, then you'll need to talk with the bank about what they require. You may need to go to court to get conservatorship and/or guardianship.
You may know this but in case you don't, the POA expires upon death. Then the will takes over and the Executor assigned in the will has the authority and responsibility for making decision, as dictated by the will. Often the POA and the Executor are the same person, but not always -- those would be up to your dad to assign. If there is no will, then his state law will dictate how his asset are distributed, which may or may not be what he wanted.
If he won't agree to this then other solutions are conservatorship or guardianship.
The Will is another issue and only comes into play after he passes. If he dies without a Will, this is called Intestate. His "estate" will go into probate and his next of kin will be allowed to inherit it as per the courts. This also can vary by state.
Regarding a will, once he's passed the estate will go through probate if there are enough assets and the estate will be distributed to next of kin however the generic way your county or state does it.