Mom failed to cancel an accidental death policy after my father's death in 1993. I just found this out today, she has been paying $10 a year for a Mutual of Omaha policy since 1993. Any way to get the premium money back for those 15 years since his death? Is this a fraud/scam that I should be worried about?
on the bill that they sent every year. There was so much confusion and it was a very hard time for mom when he died, so I am not surprised that mom failed to cancel the policy. It was during the flood of 1993 that hit Des Moines, Iowa and she had to vacate her apartment and stay at my apartment because of the flood for three weeks, and she did not have access to her file cabinet and important papers.
You might try to get the money back using the "goodwill" argument if it is a large and reputable company - sometimes it is cheaper to refund a small amount (although not small to your family) rather than have the negative publicity.
Good luck
Good luck!