I need to find financial aid for my elderly parents so they can remain in their own home instead of a facility. Dad is 89, has dementia. Mom is in the hospital due to osteoporsis. They own their own home and have a small savings. I would need a home health aid for all night till relieved either by me or another day aid. They have slightly too much for Title 19 - It would be less costly to be at home instead of a nursing home, yet there is no funding other than a respite program to incourage this as far as I know. Please advise and thanks.
I'm sorry about your situation. Do you currently live in Columbia or you're just from Columbia? Where ever you may be, there should be something called an Area Agency on Aging that you can find in the phone book or by doing a search for your location (where you live) and the term Agency on Aging.
I really hope that this helps you. Let us know if you need more assistance.
Lindsey, AgingCare Staff
If one child has money the other children could sign a note to the person with money that could be paid when the parent's estate is settled before dividing proceeds.
If parents can downsize, a bridge loan could carry them until the former home sells.
If either parent is a Veteran, there is a benefit called the Improved Pension Benefit to help with care at home. If the veteran is deceased the benefit inures to the surviving spouse. Excellent and less stringent requirements than Medicaid. Good luck. Sherylo
Trying to find information on getting paid is difficult. Read this article on getting paid:
https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm
and visit this section of AgingCare to read more articles like this:
https://www.agingcare.com/topics/133/paying-for-care
Good luck - please let me know if I can help you all with anything else.
Lindsey